Zip lookup · IA

50317
Des Moines, Iowa.

Des Moines, Polk County, IA · Des Moines-West Des Moines, IA metro · population 36,548

What it costs per month · 50317 $1,003/mo

to buy the typical home at today's mortgage rate — +$501 (+100%) since Jan 2020.

What the home itself did
1 year
Down $1,629 -1%
$192,723$191,095 since Sep 2025
5 years
Up $32,672 +21%
$158,422$191,095 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50317 $1,003 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50317$1,003
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 50317 fell 0.8% over the past year — slower than the nation's +1.2%.

Asking rents in zip 50317 rose 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 50317 runs $223/mo more than renting one. The gap peaked at $335 in Oct 2023.

That is $1,475 a month against $1,252 rent: a $1,003 mortgage payment, plus $267 property tax and $205 insurance & upkeep.

Owning vs renting — zip 50317

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,250 $1,500 2023 2024 2025 2026 Owning all in $1,475 Renting $1,252 Mortgage only $1,003
$1,000 $1,250 $1,500 2023 2024 2025 2026
  • Owning all in$1,475
  • Renting$1,252
  • Mortgage only$1,003

Property tax · $267/mo 1.68% of value a year — the ACS 2020-2024 median bill over the median home value for Polk County, IA

Insurance & upkeep · $205/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Des Moines, IA — measured over the city limits, which is a different area from this zip.

Asking rent $1,252 as of Sep 2026
+1.0%year on year
Typical home value $191,095 as of Sep 2026
-0.8%year on year

Asking rent — 50317

Against the Des Moines-West Des Moines, IA metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2023 2024 2025 2026 50317 $1,252 Des Moines $1,280 United States $1,932
$1,200 $1,400 $1,600 $1,800 2023 2024 2025 2026
  • 50317$1,252
  • Des Moines$1,280
  • United States$1,932

Typical home value — 50317

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 50317 $191,095 Des Moines $292,513 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 50317$191,095
  • Des Moines$292,513
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.6 50316 Des Moines 16,710 $1,228 $162,391
3.8 50327 Pleasant Hill 13,177 $1,349 $316,320
4.3 50314 Des Moines 10,438 $1,082 $158,505
4.3 50309 Des Moines 10,110 $1,261 $244,123
4.7 50313 Des Moines 17,440 $1,158 $184,332
5.0 50009 Altoona 22,886 $1,588 $320,331
5.9 50320 Des Moines 24,807 $1,220 $263,487
6.1 50315 Des Moines 34,816 $1,073 $194,462
6.5 50310 Des Moines 31,177 $913 $231,801
6.5 50311 Des Moines 14,574 $942 $225,988
7.0 50312 Des Moines 15,802 $1,144 $294,463
7.3 50021 Ankeny 30,283 $1,469 $318,429
8.2 50321 Des Moines 7,900 $1,057 $355,961
8.5 50324 Windsor Heights 5,143 $1,400 $284,142
8.8 50035 Bondurant 10,131 $1,245 $331,526
8.9 50023 Ankeny 46,306 $1,459 $355,240
9.7 50322 Urbandale 31,931 $1,030 $289,882
10.5 50131 Johnston 24,583 $1,356 $401,338
10.6 50047 Carlisle 6,690 — $289,289
10.6 50237 Runnells 3,635 — $434,868
10.6 50169 Mitchellville 3,667 — $277,405
10.8 50265 West Des Moines 33,488 $1,310 $308,180
12.3 50073 Elkhart 1,208 — $327,938
12.9 50325 Clive 19,012 $1,857 $434,039
13.2 50211 Norwalk 16,835 $1,208 $342,660
13.3 50007 Alleman 444 — $381,604
14.0 50118 Hartford 920 — $236,796
14.0 50323 Urbandale 17,265 $2,075 $457,873
14.0 50266 West Des Moines 37,523 $1,368 $334,561
14.2 50111 Grimes 16,865 $1,396 $346,634

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.