Zip lookup · IA

50320
Des Moines, Iowa.

Des Moines, Polk County, IA · Des Moines-West Des Moines, IA metro · population 24,807

What it costs per month · 50320 $1,383/mo

to buy the typical home at today's mortgage rate — +$697 (+102%) since Jan 2020.

What the home itself did
1 year
Up $3,359 +1%
$260,128$263,487 since Sep 2025
5 years
Up $46,815 +22%
$216,671$263,487 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50320 $1,383 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50320$1,383
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 50320 rose 1.3% over the past year — in step with the nation.

Asking rents in zip 50320 rose 1.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 50320 runs $802/mo more than renting one — the widest that gap has been in this data.

That is $2,022 a month against $1,220 rent: a $1,383 mortgage payment, plus $357 property tax and $282 insurance & upkeep.

Owning vs renting — zip 50320

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,250 $1,500 $1,750 $2,000 2026 Owning all in $2,022 Renting $1,220 Mortgage only $1,383
$1,250 $1,500 $1,750 $2,000 2026
  • Owning all in$2,022
  • Renting$1,220
  • Mortgage only$1,383

Property tax · $357/mo 1.62% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $282/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Polk County, IA 78% · Warren County, IA 22%

Zillow also publishes an index for the city itself: Des Moines, IA — measured over the city limits, which is a different area from this zip.

Asking rent $1,220 as of Sep 2026
+1.8%year on year
Typical home value $263,487 as of Sep 2026
+1.3%year on year

Asking rent — 50320

Against the Des Moines-West Des Moines, IA metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2026 50320 $1,220 Des Moines $1,280 United States $1,932
$1,200 $1,400 $1,600 $1,800 2026
  • 50320$1,220
  • Des Moines$1,280
  • United States$1,932

Typical home value — 50320

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 50320 $263,487 Des Moines $292,513 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 50320$263,487
  • Des Moines$292,513
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.7 50315 Des Moines 34,816 $1,073 $194,462
4.4 50309 Des Moines 10,110 $1,261 $244,123
5.2 50321 Des Moines 7,900 $1,057 $355,961
5.5 50316 Des Moines 16,710 $1,228 $162,391
5.6 50327 Pleasant Hill 13,177 $1,349 $316,320
5.9 50314 Des Moines 10,438 $1,082 $158,505
5.9 50317 Des Moines 36,548 $1,252 $191,095
6.3 50312 Des Moines 15,802 $1,144 $294,463
6.8 50047 Carlisle 6,690 — $289,289
7.1 50311 Des Moines 14,574 $942 $225,988
8.0 50211 Norwalk 16,835 $1,208 $342,660
8.4 50310 Des Moines 31,177 $913 $231,801
8.7 50265 West Des Moines 33,488 $1,310 $308,180
8.8 50324 Windsor Heights 5,143 $1,400 $284,142
8.9 50313 Des Moines 17,440 $1,158 $184,332
9.6 50009 Altoona 22,886 $1,588 $320,331
10.6 50237 Runnells 3,635 — $434,868
11.0 50322 Urbandale 31,931 $1,030 $289,882
11.3 50118 Hartford 920 — $236,796
12.0 50061 Cumming 2,123 — $605,442
12.5 50266 West Des Moines 37,523 $1,368 $334,561
13.0 50325 Clive 19,012 $1,857 $434,039
13.0 50021 Ankeny 30,283 $1,469 $318,429
13.8 50131 Johnston 24,583 $1,356 $401,338
13.8 50125 Indianola 20,121 $1,034 $313,775
13.8 50001 Ackworth 650 — $410,983
13.9 50023 Ankeny 46,306 $1,459 $355,240
13.9 50160 Martensdale 569 — $221,352
14.2 50252 Swan 236 — $327,206
14.3 50169 Mitchellville 3,667 — $277,405

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.