Zip lookup · OK

73120
Oklahoma City, Oklahoma.

Oklahoma City, Oklahoma County, OK · Oklahoma City, OK metro · population 35,559

What it costs per month · 73120 $1,257/mo

to buy the typical home at today's mortgage rate — +$624 (+99%) since Jan 2020.

What the home itself did
1 year
Up $421 +0%
$239,151$239,572 since Sep 2025
5 years
Up $38,715 +19%
$200,858$239,572 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 73120 $1,257 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 73120$1,257
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 73120 rose 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 73120 rose 1.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 73120 runs $445/mo more than renting one. The gap peaked at $576 in Oct 2023.

That is $1,707 a month against $1,262 rent: a $1,257 mortgage payment, plus $193 property tax and $256 insurance & upkeep.

Owning vs renting — zip 73120

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$750 $1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 Owning all in $1,707 Renting $1,262 Mortgage only $1,257
$750 $1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • Owning all in$1,707
  • Renting$1,262
  • Mortgage only$1,257

Property tax · $193/mo 0.97% of value a year — the ACS 2020-2024 median bill over the median home value for Oklahoma County, OK

Insurance & upkeep · $256/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Oklahoma City, OK — measured over the city limits, which is a different area from this zip.

Asking rent $1,262 as of Sep 2026
+1.5%year on year
Typical home value $239,572 as of Sep 2026
+0.2%year on year

Asking rent — 73120

Against the Oklahoma City, OK metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2020 2022 2024 2026 73120 $1,262 Oklahoma City $1,384 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 73120$1,262
  • Oklahoma City$1,384
  • United States$1,932

Typical home value — 73120

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 73120 $239,572 Oklahoma City $243,069 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 73120$239,572
  • Oklahoma City$243,069
  • United States$366,157

Within 20 miles

Showing 30 of 54 zips in range — sorting picks from all 54.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.4 73116 Oklahoma City 10,211 $1,761 $317,487
2.4 73134 Oklahoma City 7,522 $1,277 $194,387
3.1 73114 Oklahoma City 17,656 $1,364 $155,556
3.9 73162 Oklahoma City 28,728 $1,610 $270,080
4.2 73142 Oklahoma City 17,548 $1,134 $361,060
4.3 73112 Oklahoma City 30,372 $1,243 $182,865
4.4 73132 Oklahoma City 27,834 $1,527 $235,573
4.8 73122 Oklahoma City 12,635 $1,013 $187,767
4.9 73118 Oklahoma City 14,262 $1,463 $232,769
5.1 73013 Edmond 58,023 $1,682 $325,551
5.7 73105 Oklahoma City 5,900 $1,178 $152,522
6.1 73131 Oklahoma City 3,845 $1,915 $368,869
6.2 73008 Bethany 21,472 $1,264 $175,854
6.2 73012 Edmond 46,993 $1,835 $327,833
6.8 73107 Oklahoma City 25,791 $1,132 $154,009
6.8 73111 Oklahoma City 10,727 $1,173 $101,422
7.0 73103 Oklahoma City 5,486 $1,178 $347,674
7.1 73106 Oklahoma City 12,140 $1,234 $184,841
7.5 73003 Edmond 23,236 $1,557 $269,324
8.2 73102 Oklahoma City 3,812 $1,475 $299,354
8.2 73104 Oklahoma City 3,692 $1,631 $360,145
8.3 73127 Oklahoma City 25,865 $1,167 $189,633
8.4 73121 Oklahoma City 3,075 — $221,670
9.0 73108 Oklahoma City 14,919 $1,507 $90,907
9.1 73151 Oklahoma City 2,254 — $651,261
9.7 73117 Oklahoma City 6,225 $1,237 $104,428
10.0 73128 Oklahoma City 6,281 $1,391 $263,031
10.5 73025 Edmond 16,914 — $499,680
10.6 73109 Oklahoma City 21,378 $1,014 $107,484
10.7 73141 Oklahoma City 3,562 — $148,094

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.