Zip lookup · AZ

85212
Mesa, Arizona.

Mesa, Maricopa County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 55,283

What it costs per month · 85212 $2,906/mo

to buy the typical home at today's mortgage rate — +$1,554 (+115%) since Jan 2020.

What the home itself did
1 year
Down $5,715 -1%
$559,373$553,659 since Sep 2025
5 years
Up $32,623 +6%
$521,036$553,659 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 85212 $2,906 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 85212$2,906
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 57 years.

Typical home values in zip 85212 fell 1.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 85212 rose 0.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 85212 runs $1,502/mo more than renting one. The gap peaked at $1,772 in Oct 2023.

That is $3,702 a month against $2,199 rent: a $2,906 mortgage payment, plus $203 property tax and $593 insurance & upkeep.

Owning vs renting — zip 85212

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2018 2020 2022 2024 2026 Owning all in $3,702 Renting $2,199 Mortgage only $2,906
$2,000 $3,000 $4,000 2018 2022 2026
  • Owning all in$3,702
  • Renting$2,199
  • Mortgage only$2,906

Property tax · $203/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $593/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Maricopa County, AZ 92% · Pinal County, AZ 8%

Zillow also publishes an index for the city itself: Mesa, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $2,199 as of Sep 2026
+0.1%year on year
Typical home value $553,659 as of Sep 2026
-1.0%year on year

Asking rent — 85212

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 85212 $2,199 Phoenix $1,720 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 85212$2,199
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85212

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 85212 $553,659 Phoenix $441,097 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 85212$553,659
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.0 85209 Mesa 43,150 $1,923 $440,669
5.7 85208 Mesa 37,225 $1,899 $372,968
6.0 85120 Apache Junction 31,191 $1,809 $351,688
6.3 85295 Gilbert 56,744 $1,903 $538,562
6.4 85296 Gilbert 53,076 $2,176 $541,937
6.8 85297 Gilbert 37,475 $2,192 $584,518
7.0 85234 Gilbert 51,283 $1,883 $548,790
7.3 85206 Mesa 37,235 $1,697 $379,962
7.9 85298 Gilbert 44,114 $2,640 $677,844
8.4 85119 Apache Junction 25,420 $1,734 $387,685
9.1 85142 Queen Creek 93,700 $2,206 $586,082
9.2 85207 Mesa 51,178 $2,116 $546,183
9.2 85205 Mesa 45,116 $1,770 $400,067
9.6 85140 San Tan Valley 51,260 $2,011 $428,041
10.5 85204 Mesa 65,155 $1,376 $387,919
10.7 85233 Gilbert 39,077 $2,173 $516,489
11.6 85225 Chandler 72,297 $1,754 $438,217
11.7 85249 Chandler 48,746 $2,777 $669,416
11.9 85213 Mesa 36,836 $1,629 $550,216
12.1 85286 Chandler 50,621 $2,086 $604,203
13.1 85143 San Tan Valley 44,444 $1,985 $373,184
13.2 85210 Mesa 39,015 $1,418 $357,946
13.4 85203 Mesa 38,035 $1,291 $443,809
13.5 85215 Mesa 16,888 $2,265 $500,216
14.2 85224 Chandler 47,963 $1,735 $448,297
14.7 85202 Mesa 38,750 $1,310 $389,081
14.8 85201 Mesa 51,400 $1,390 $355,411
15.5 85248 Chandler 37,095 $2,361 $548,956
15.8 85118 Gold Canyon 14,932 $1,922 $475,572
17.6 85284 Tempe 19,492 $2,807 $705,540

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.