Martindale, Texas.
Typical home $332,343 (-0.3% in a year). Austin-Round Rock-Georgetown, TX metro.
to buy the typical home at today's mortgage rate — +$856 (+96%) since Jan 2020.
- 1 year
- Down $1,100 -0%
- $333,444$332,343 since Sep 2025
- 5 years
- Up $16,104 +5%
- $316,240$332,343 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Martindale$1,744
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 70 years.
Typical home values in Martindale, TX fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Martindale, Caldwell County, Texas
Martindale is a city of 1,253 people in Caldwell County. Half its households earn more than $77,500 a year and half less, against $69,758 across Caldwell County; 13% of its people live below the poverty line. Unemployment in Caldwell County was 4.1% in August 2026, and the county had 7.5% more jobs in 2025 than the year before. The most people in Caldwell County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Martindale is a small Texas city in Caldwell County, and incomes here run above the county's. A good share of adults hold a four-year degree, though most do not, and some residents live below the poverty line. Winters are mild, with January the coldest month and almost no snow, while August brings very hot afternoons.
Work. Residents work mainly in schools, hospitals and social care, the building trades, professional and business services, and shops. Across Caldwell County, some of the largest workplaces are Lockhart ISD, H-E-B and Wayfair. Few people work from home, and the usual commute is a fairly long one.
Things to do. Lockhart State Park, a protected area, and the Meadows Center for Water and the Environment, a museum, are both a short drive away. For a longer outing, Palmetto State Park is another protected area, and Comal River and Onion Creek offer time by the water. Harris Hill Raceway, a race track, is also a short drive from town.
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- 27%of adults have a degree
- 13%below the poverty line
- 26 mintypical commute
- 5%work from home
What people in Caldwell County work in
Employed residents by industry, from the Census survey. Caldwell County had 11,130 jobs in 2025, 7.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 39°; warmest in August, with highs near 97° and lows near 74°. About 37 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the San Marcos weather station, 7 miles away (NOAA).
Largest workplaces in Caldwell County
- Lockhart ISDSchool district789FTE
- H-E-BRetail261
- WayfairGeneral warehousing and storage241
- Luling ISDSchool district191FTE
- WalmartWarehouse clubs and supercenters191
- Infrastructure 35 Capital190
- Pegasus SchoolsResidential group homes for the emotionally disturbed140
- Avir at MagnoliaNursing homes127
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 2,223 people in all across the county; Martindale has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Strong windRelatively high
- HailRelatively high
- TornadoesRelatively high
- LightningRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Martindale’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Austin-Round Rock-Georgetown, TX metro.
Martindale home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Martindale$332,343
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Martindale listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Martindale31.26%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Martindale22
Zip codes with a Martindale address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Martindale — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.