Maxwell, Texas.
Typical home $258,676 (-4.4% in a year), asking rent $1,868 (+0.9%). Austin-Round Rock-Georgetown, TX metro.
to buy the typical home at today's mortgage rate — +$554 (+69%) since Jan 2020.
- 1 year
- Down $11,937 -4%
- $270,613$258,676 since Sep 2025
- 5 years
- Down $31,672 -11%
- $290,348$258,676 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Maxwell$1,358
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Maxwell, TX fell 4.4% over the past year — slower than the nation's +1.2%.
Asking rents in Maxwell, TX rose 0.9% over the past year — slower than the nation's +2.7%.
Owning the typical home in Maxwell runs $56/mo more than renting one. The gap peaked at $296 in May 2024.
That is $1,925 a month against $1,868 rent: a $1,358 mortgage payment, plus $290 property tax and $277 insurance & upkeep.
Owning vs renting — Maxwell
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,925
- Renting$1,868
- Mortgage only$1,358
Property tax · $290/mo 1.35% of value a year — the ACS 2020-2024 median bill over the median home value for Caldwell County, TX
Insurance & upkeep · $277/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Maxwell, Caldwell County, Texas
The Census does not count Maxwell on its own, so the figures here are Caldwell County's. Half the county's households earn more than $69,758 a year and half less; 13% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Caldwell County was 4.1% in August 2026, and the county had 7.5% more jobs in 2025 than the year before. The most people in Caldwell County work in schools and health care, then construction.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Maxwell is a small town in Caldwell County, in Central Texas. Across the county, most homes are lived in by their owners, and many households rent, so both ownership and renting are common here. Winters are mild, with few days of frost and little or no snow, while summers are long and very hot. Rain falls through much of the year, so the land is green for much of the time.
Work. Many residents work in schools, hospitals and social care, or in the building trades, and professional services and retail also employ people in the county. Unemployment is slightly higher than it was a year earlier, but the number of jobs grew noticeably over the last year. Most people drive to a workplace, with fewer working from home than across the country, and the typical trip takes longer than in many other places.
Things to do. Lockhart State Park is a protected area a short drive away, and Bobcat Stadium, a stadium, is also a short drive away. Harris Hill Raceway, a race track, is close by as well. For a longer outing, Circuit of the Americas, another race track, lies a longer drive away.
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- 16,647households
- 38.4median age
- 19%of adults have a degree
- 13%below the poverty line
- 34 mintypical commute
- 10%work from home
What people in Caldwell County work in
Employed residents by industry, from the Census survey. Caldwell County had 11,130 jobs in 2025, 7.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 39°; warmest in August, with highs near 97° and lows near 74°. About 37 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the San Marcos weather station, 8 miles away (NOAA).
Largest workplaces in Caldwell County
- Lockhart ISDSchool district789FTE
- H-E-BRetail261
- WayfairGeneral warehousing and storage241
- Luling ISDSchool district191FTE
- WalmartWarehouse clubs and supercenters191
- Infrastructure 35 Capital190
- Pegasus SchoolsResidential group homes for the emotionally disturbed140
- Avir at MagnoliaNursing homes127
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 2,223 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Inland floodingRelatively moderate
- HailRelatively moderate
- DroughtRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Caldwell County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Austin-Round Rock-Georgetown, TX metro.
Maxwell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Maxwell$258,676
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Maxwell listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Maxwell28.71%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Maxwell56
New listings per month
Sellers arriving at the market.
- Maxwell11
Zip codes with a Maxwell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Maxwell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.