States · Pennsylvania · Mercer County

Mercer, Pennsylvania.

Typical home $231,357 (+0.7% in a year). Youngstown-Warren-Boardman, OH-PA metro.

What it costs per month · Mercer $1,214/mo

to buy the typical home at today's mortgage rate — +$463 (+62%) since Jan 2020.

What the home itself did
1 year
Up $1,627 +1%
$229,729$231,357 since Sep 2025
5 years
Down $16,658 -7%
$248,015$231,357 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mercer $1,214 Pennsylvania $1,507 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mercer$1,214
  • Pennsylvania$1,507
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Mercer, PA rose 0.7% over the past year — slower than the nation's +1.2%.

Living in Mercer, Mercer County, Pennsylvania

Mercer is a borough of 1,982 people in Mercer County. Half its households earn more than $47,054 a year and half less, against $59,976 across Mercer County; 16% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Mercer County was 4.3% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,982 in the 2020 census; median age 38.1
Household income $47,054 the median, give or take $6,735 · Mercer County: $59,976
Unemployment 4.3% Mercer County, August 2026; 6.0% a year before
Homes 51% lived in by their owners; 49% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mercer is a small borough in Mercer County, Pennsylvania, with a population that is among the smaller ones in the area. Households here earn less than the county as a whole, and somewhat more homes are lived in by their owners than rented, though renters are a real part of the town. Winters are cold, with January the coldest month and highs staying close to freezing, while summers are warm, with July the warmest.

Work. Residents work mainly in schools, hospitals and social care, followed by manufacturing, shops, and banks, insurance and property. The biggest workplaces in Mercer include Mercer Area Schools, Imperial Filtration, which makes dust and fume collecting equipment, and the Country Fair 92 convenience store. Fewer adults here hold a four-year degree than in many towns, and the county has seen jobs slip slightly over the past year.

Things to do. Taylor Run and Wolf Creek are streams a short drive away, and Mercer Raceway Park, a race track, sits in or beside town. For a longer outing, Pymatuning State Park is a protected area that is a longer drive away, as is the Butler Institute of American Art, a museum.

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  • 915households
  • 21%of adults have a degree
  • 16%below the poverty line
  • 23 mintypical commute
  • 11%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Manufacturing19%
  • Shops (retail)10%
  • Banks, insurance and property9%
  • Restaurants, hotels and entertainment8%
  • Building trades8%

Employed residents by industry, from the Census survey. Mercer County had 42,729 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 16°; warmest in July, 82° and 56° 20° 40° 60° 80° J 35° 16° F M A M J J 82° 56° A S O N D
Average daily high and low for each month: coldest in January, 35° and 16°; warmest in July, 82° and 56° 20° 40° 60° 80° J 35° 16° F M A M J J 82° 56° A S O N D

Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 82° and lows near 56°.

Average daily high and low, 1991–2020, at the Mercer weather station, under a mile away (NOAA).

Largest workplaces in Mercer

  1. Mercer Area SDSchool district117FTE
  2. Imperial FiltrationDust and fume collecting equipment manufacturing38
  3. Country Fair 92Convenience food stores24

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 62 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Inland floodingRelatively moderate
  3. Strong windRelatively moderate
  4. HailRelatively moderate
  5. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mercer’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mercer County and the Youngstown-Warren-Boardman, OH-PA metro.

Mercer home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Mercer $231,357 Pennsylvania $287,078 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Mercer$231,357
  • Pennsylvania$287,078
  • United States$366,157
Property tax, 2026 roll $1,688/yr median bill inside Mercer, effective 0.83% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Mercer listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2022 2023 2024 2025 2026 Mercer 26.88% United States 26.90%
10% 20% 30% 2022 2024 2026
  • Mercer26.88%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Mercer 42
10 20 30 40 2018 2022 2026
  • Mercer42

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Mercer 12
5 8 10 12 2026
  • Mercer12

Zip codes with a Mercer address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mercer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mercer