States · Texas · Taylor County

Merkel, Texas.

Typical home $204,066 (+8.7% in a year). Abilene, TX metro.

What it costs per month · Merkel $1,071/mo

to buy the typical home at today's mortgage rate — +$604 (+129%) since Jan 2020.

What the home itself did
1 year
Up $16,348 +9%
$187,718$204,066 since Sep 2025
5 years
Up $41,240 +25%
$162,826$204,066 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Merkel $1,071 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Merkel$1,071
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Merkel, TX rose 8.7% over the past year — faster than the nation's +1.2%.

Living in Merkel, Taylor County, Texas

Merkel is a town of 2,471 people in Taylor County. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Taylor County was 3.7% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.

People 2,471 in the 2020 census
Household income Too few homes in Merkel for the Census survey to measure.
Unemployment 3.7% Taylor County, August 2026; 3.8% a year before
Homes 73% lived in by their owners; 27% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Merkel is a small town in Taylor County where most homes are lived in by their owners, and fewer adults hold a four-year degree than is typical across the country. Winters are mild but cold enough for frost, summers are hot, and the year brings a modest amount of rain and melted snow.

Work. Many residents work in schools, hospitals and social care, in the building trades, in shops, and in banks, insurance and property. Across Taylor County, the largest workplaces include Hendrick Medical Center, Abilene ISD and Abilene Christian University. Most people have a fair drive to work, and few work from home.

Things to do. For time outdoors, Abilene State Park is a protected area, and Kirby Lake is a reservoir, both a longer drive away. The Grace Museum and the Buffalo Gap Historic Village are museums within the same longer drive, and the Abilene Zoological Gardens is a zoo also a longer drive away.

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  • 918households
  • 12%of adults have a degree
  • 11%below the poverty line
  • 27 mintypical commute
  • 5%work from home

What residents work in

  • Schools, hospitals and social care31%
  • Building trades9%
  • Shops (retail)8%
  • Banks, insurance and property7%
  • Other services7%
  • Media and telecoms7%

Employed residents by industry, from the Census survey. Taylor County had 68,821 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 56° and 31°; warmest in July, 94° and 70° 40° 60° 80° 100° J 56° 31° F M A M J J 94° 70° A S O N D
Average daily high and low for each month: coldest in January, 56° and 31°; warmest in July, 94° and 70° 40° 60° 80° 100° J 56° 31° F M A M J J 94° 70° A S O N D

Coldest in January, with highs near 56° and lows near 31°; warmest in July, with highs near 94° and lows near 70°. About 27 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Merkel Southwest weather station, 12 miles away (NOAA).

Largest workplaces in Taylor County

  1. Hendrick Medical CenterGeneral hospital2,467FTE
  2. Abilene ISDSchool district2,323FTE
  3. Abilene Christian UniversityUniversity or college1,134
  4. Wylie ISDSchool district667FTE
  5. Hendrick Health Service CenterBilling services560
  6. AbiMar FoodsSpecialty food stores530
  7. H-E-BRetail462
  8. WalmartWarehouse clubs and supercenters437

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 140 workplaces with 20 or more staff, 18,178 people in all across the county; Merkel has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Winter weatherRelatively high
  3. LightningRelatively high
  4. DroughtRelatively moderate
  5. Heat wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Merkel’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Taylor County and the Abilene, TX metro.

Merkel home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Merkel $204,066 Texas $296,424 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Merkel$204,066
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Merkel listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2026 Merkel 30.47% United States 26.90%
15% 20% 25% 30% 2026
  • Merkel30.47%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Merkel 31
10 20 30 2018 2022 2026
  • Merkel31

New listings per month

Sellers arriving at the market.

4 6 8 2026 Merkel 7
4 6 8 2026
  • Merkel7

Zip codes with a Merkel address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Merkel — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Merkel