Mesa, Arizona.
Typical home $428,871 (-0.7% in a year), asking rent $1,532 (-0.2%). Phoenix-Mesa-Chandler, AZ metro.
to buy the typical home at today's mortgage rate — +$1,195 (+113%) since Jan 2020.
- 1 year
- Down $3,117 -1%
- $431,988$428,871 since Sep 2025
- 5 years
- Up $28,037 +7%
- $400,834$428,871 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mesa$2,251
- Arizona$2,187
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 51 years.
Typical home values in Mesa, AZ fell 0.7% over the past year — slower than the nation's +1.2%.
Asking rents in Mesa, AZ fell 0.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Mesa runs $1,335/mo more than renting one. The gap peaked at $1,506 in Oct 2023.
That is $2,867 a month against $1,532 rent: a $2,251 mortgage payment, plus $157 property tax and $459 insurance & upkeep.
Owning vs renting — Mesa
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,867
- Renting$1,532
- Mortgage only$2,251
Property tax · $157/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ
Insurance & upkeep · $459/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mesa, Maricopa County, Arizona
Mesa is a city of 504,258 people in Maricopa County. Half its households earn more than $82,752 a year and half less, against $89,300 across Maricopa County; 10% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Mesa was 4.7% in August 2026, and Maricopa County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mesa is a large city in Maricopa County, with a population that has grown to one of the biggest in Arizona. Household incomes sit a little below the county's, and homes are lived in by their owners more often than not, though a good number of households rent. Winters are mild, with cool nights in December, and summers are very hot, with July the warmest month and little rain or snow through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. Some of the largest workplaces in Mesa are the Mesa Unified District, The Boeing Company and Banner Desert Medical Center. A fair number of people work from home, and most others have a commute of a typical length for a metro area.
Things to do. Sloan Park, a stadium, and the Arizona Museum of Natural History are both a short drive away. For a longer outing, the Phoenix Zoo and the Desert Botanical Garden, a botanical garden, are a longer drive away. The Heard Museum, also a longer drive away, rounds out the choices for a day trip.
Report a mistake
- 198,498households
- 32%of adults have a degree
- 10%below the poverty line
- 25 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Maricopa County had 2,289,324 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 66° and lows near 40°; warmest in July, with highs near 106° and lows near 79°. About 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the East Mesa weather station, 4 miles away (NOAA).
Largest workplaces in Mesa
- Mesa Unified District (4235)School district7,509FTE
- The Boeing CompanyAircraft manufacturing4,212
- Banner Desert Medical CenterGeneral hospital2,649FTE
- City of MesaPolice departments2,538
- DexcomIn-vitro diagnostic substances manufacturing2,091
- Mesa Community CollegeTwo-year college1,814
- Dragonfly Health - CorporateMedical supplies merchant wholesalers1,660
- AmazonGeneral warehousing and storage1,187
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 271 workplaces with 20 or more staff, 44,054 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- Inland floodingrelatively high in parts of MesaRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mesa’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maricopa County and the Phoenix-Mesa-Chandler, AZ metro.
Mesa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mesa$428,871
- Arizona$416,733
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Mesa listings, and the typical home goes pending in 30 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mesa34.70%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Mesa30
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mesa1,870
New listings per month
Sellers arriving at the market.
- Mesa545
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mesa$422,615
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Mesa98.09%
Zip codes with a Mesa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mesa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Mesa
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 85204 | Mesa | 65,155 | $1,376 | $387,919 |
| 85212 | Mesa | 55,283 | $2,199 | $553,659 |
| 85201 | Mesa | 51,400 | $1,390 | $355,411 |
| 85207 | Mesa | 51,178 | $2,116 | $546,183 |
| 85205 | Mesa | 45,116 | $1,770 | $400,067 |
| 85209 | Mesa | 43,150 | $1,923 | $440,669 |
| 85210 | Mesa | 39,015 | $1,418 | $357,946 |
| 85202 | Mesa | 38,750 | $1,310 | $389,081 |
| 85203 | Mesa | 38,035 | $1,291 | $443,809 |
| 85206 | Mesa | 37,235 | $1,697 | $379,962 |
| 85208 | Mesa | 37,225 | $1,899 | $372,968 |
| 85213 | Mesa | 36,836 | $1,629 | $550,216 |
| 85215 | Mesa | 16,888 | $2,265 | $500,216 |