Miami Gardens, Florida.
Typical home $474,495 (+1.0% in a year), asking rent $2,521 (+4.4%). Miami-Fort Lauderdale-Pompano Beach, FL metro.
to buy the typical home at today's mortgage rate — +$1,503 (+152%) since Jan 2020.
- 1 year
- Up $4,812 +1%
- $469,683$474,495 since Sep 2025
- 5 years
- Up $141,188 +42%
- $333,307$474,495 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Miami Gardens$2,491
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Miami Gardens, FL rose 1.0% over the past year — in step with the nation.
Asking rents in Miami Gardens, FL rose 4.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Miami Gardens runs $797/mo more than renting one. The gap peaked at $1,077 in Jan 2025.
That is $3,318 a month against $2,521 rent: a $2,491 mortgage payment, plus $320 property tax and $508 insurance & upkeep.
Owning vs renting — Miami Gardens
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,318
- Renting$2,521
- Mortgage only$2,491
Property tax · $320/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Miami-Dade County, FL
Insurance & upkeep · $508/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Miami Gardens, Miami-Dade County, Florida
Miami Gardens is a city of 111,640 people in Miami-Dade County. Half its households earn more than $63,627 a year and half less, against $71,753 across Miami-Dade County; 14% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Miami Gardens was 3.3% in August 2026, and Miami-Dade County had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Miami Gardens is a city in Miami-Dade County, and most homes here are lived in by their owners. Incomes run below the county's, and a four-year degree is less common among adults here than in many places. Winters are mild and summers are hot, with plenty of rain through the year and no real sign of snow.
Work. Residents work mostly in schools, hospitals and social care, in shops, in transport and warehouses, and in the building trades. Among the largest workplaces in town are St. Thomas University, Florida Memorial University and Walmart. The commute to work is on the long side, and unemployment has eased a little compared with a year ago.
Things to do. Hard Rock Stadium, one of the best known stadiums in the area, sits in or beside town, and so does the Miami International Autodrome, a race track. A short drive away is the North Miami Museum of Contemporary Art. Vizcaya Museum and Gardens, a botanical garden, is a longer drive.
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- 35,118households
- 18%of adults have a degree
- 14%below the poverty line
- 32 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Miami-Dade County had 1,276,535 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 75° and lows near 59°; warmest in August, with highs near 90° and lows near 76°. About 68 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the North Miami Beach #2 weather station, 2 miles away (NOAA).
Largest employers in Miami Gardens
- Hard Rock Stadium1,542
- Walmart932
- City of Miami Gardens466
- United Automobile Insurance Company463
- St Thomas University329
- Calder Race Track308
- US Post Office297
- Lehman Dealerships285
From the City of Miami Gardens’ annual financial report for 2025, its schedule of principal employers (its source: “City of Miami Gardens Full Time Equivalent”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Hurricanesrelatively high in parts of Miami GardensRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Miami Gardens’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami-Dade County and the Miami-Fort Lauderdale-Pompano Beach, FL metro.
Miami Gardens home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Miami Gardens$474,495
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Miami Gardens listings, and the typical home goes pending in 30 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Miami Gardens19.91%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Miami Gardens30
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Miami Gardens329
New listings per month
Sellers arriving at the market.
- Miami Gardens83
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Miami Gardens$465,199
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Miami Gardens96.63%
Zip codes with a Miami Gardens address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Miami Gardens — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Miami Gardens
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 33169 | Miami | 43,702 | $2,065 | $472,171 |
| 33056 | Miami Gardens | 37,890 | $2,645 | $479,729 |