Middlebury, Vermont.
Typical home $446,131 (+1.1% in a year), asking rent $1,550 .
to buy the typical home at today's mortgage rate — +$1,200 (+105%) since Jan 2020.
- 1 year
- Up $4,771 +1%
- $441,360$446,131 since Sep 2025
- 5 years
- Up $43,632 +11%
- $402,499$446,131 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Middlebury$2,342
- Vermont$2,057
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Middlebury, VT rose 1.1% over the past year — in step with the nation.
Living in Middlebury, Addison County, Vermont
Middlebury, in Addison County, had 7,304 people in the 2020 census. Half its households earn more than $86,250 a year and half less, against $89,639 across Addison County; 15% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Addison County was 2.3% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Middlebury is a small college town in Addison County, and it skews young: the median age is well below what most American communities see, which fits a place with a large student population. Incomes run a little below the county's, and more people live below the poverty line than in many towns of this size, while fewer homes are lived in by their owners than you would expect in rural Vermont. Winters are colder and snowier than in most of the country, and summers are warm without being hot.
Work. Most residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and professional and business services. Among the largest workplaces in Middlebury are Porter Hospital, the Addison Central Unified Union School District and Agri-Mark, a cheese manufacturer. Commutes are short, and unemployment across the county is low and little changed from a year earlier.
Things to do. Lake Dunmore, Branbury State Park and the Green Mountain National Forest are all a short drive away, offering lake, park and woodland settings for time outdoors. Youngman Field at Alumni Stadium is in or beside town. For a longer outing, Fort Ticonderoga, the historic fort on Lake Champlain, is a longer drive away.
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- 2,049households
- 62%of adults have a degree
- 15%below the poverty line
- 15 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Addison County had 15,570 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 9°; warmest in July, with highs near 80° and lows near 60°. About 59 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cornwall weather station, 4 miles away (NOAA).
Largest workplaces in Middlebury
- Porter HospitalCritical access hospital467FTE
- Addison Central Unified Union School District #55School district304FTE
- Counseling Service of Addison CountyCounseling services270
- Agri-MarkCheese, natural, manufacturing125
- HannafordGrocery stores125
- Student Transportation of America48541097
- Shaws SupermarketsSupermarkets and other grocery stores91
- Vermont Cider CompanyCider, alcoholic, manufacturing70
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 839 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Middlebury’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Addison County.
Middlebury home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Middlebury$446,131
- Vermont$391,900
- United States$366,157
Sellers are cutting prices on about 1 in 4 Middlebury listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Middlebury24.04%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Middlebury21
New listings per month
Sellers arriving at the market.
- Middlebury6
Zip codes with a Middlebury address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Middlebury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.