Middletown, Maryland.
Typical home $557,934 (+0.1% in a year), asking rent $1,824 . Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,521 (+108%) since Jan 2020.
- 1 year
- Up $697 +0%
- $557,238$557,934 since Sep 2025
- 5 years
- Up $96,272 +21%
- $461,662$557,934 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Middletown$2,928
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Middletown, MD rose 0.1% over the past year — slower than the nation's +1.2%.
Living in Middletown, Frederick County, Maryland
Middletown is a town of 4,943 people in Frederick County. Half its households earn more than $173,333 a year and half less, against $122,002 across Frederick County; 1% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Frederick County was 3.3% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Middletown is a small town in Frederick County where most homes are lived in by their owners, and where residents tend to be somewhat older than in many places. Household incomes run well above the county's, very few people live below the poverty line, and a large share of adults hold a four-year degree. Typical home values and rents are both on the high side.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in government, or in restaurants, hotels and entertainment. Across Frederick County, the largest workplaces include Frederick County Public Schools, Frederick Memorial Hospital and Frederick Community College. Commutes are fairly long, and quite a few people work from home, though across the county there are somewhat fewer jobs than a year earlier.
Things to do. Several parks sit a short drive away, including Washington Monument State Park and Gambrill State Park, both good for walking and time outdoors. Monocacy National Battlefield, a historic site, is also a short drive away. Winters are cold and summers warm, with a fair amount of rain and melted snow through the year.
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- 1,726households
- 58%of adults have a degree
- 1%below the poverty line
- 33 mintypical commute
- 29%work from home
What residents work in
Employed residents by industry, from the Census survey. Frederick County had 106,962 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 89° and lows near 68°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Frederick Police Brks weather station, 5 miles away (NOAA).
Largest workplaces in Frederick County
- Frederick County Public SchoolsSchool district7,031FTE
- Frederick Memorial HospitalGeneral hospital2,071FTE
- Frederick National Laboratory for Cancer Research - Ft. DetrickLife sciences research and development laboratories or services1,273
- Frederick Community CollegeTwo-year college1,069
- AstraZeneca Frederick Manufacturing CenterCulture media manufacturing772
- Thermo Fisher ScientificGeneral warehousing and storage650
- NVRManufacturer of house componets645
- FRE - Aldi INC Maryland621
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 208 workplaces with 20 or more staff, 25,121 people in all across the county; Middletown has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Middletown’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Frederick County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Middletown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Middletown$557,934
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Middletown listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Middletown26.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Middletown28
New listings per month
Sellers arriving at the market.
- Middletown11
Zip codes with a Middletown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Middletown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.