Midland, Maryland.
Typical home $108,021 (-6.4% in a year). Cumberland, MD-WV metro.
to buy the typical home at today's mortgage rate — +$209 (+58%) since Feb 2022.
- 1 year
- Down $7,424 -6%
- $115,445$108,021 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Midland$567
- Maryland$2,230
- United States$1,922
Typical home values in Midland, MD fell 6.4% over the past year — slower than the nation's +1.2%.
Living in Midland, Allegany County, Maryland
Midland is a town of 488 people in Allegany County. Unemployment in Allegany County was 5.1% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Allegany County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Midland is a very small town in Allegany County, in the mountains of western Maryland. Homes here are priced well below what is typical across the country, and few adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, and summers are mild and comfortable, with July the warmest.
Work. Most residents work in schools, hospitals and social care, in shops, in restaurants and hotels, or in government. Across Allegany County, the biggest workplaces include UPMC-Western Maryland, Allegany County Public Schools and Frostburg State University. The typical commute is a moderate one, and few people work from home.
Things to do. Dans Mountain State Park is in or beside town, a protected area for walks and time outdoors. The Savage River is a short drive away, and so is New Germany State Park. Deep Creek Lake, a reservoir, is a longer drive away.
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- 13%of adults have a degree
- 24 mintypical commute
- 5%work from home
What people in Allegany County work in
Employed residents by industry, from the Census survey. Allegany County had 26,493 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 79° and lows near 59°. About 72 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Frostburg weather station, 5 miles away (NOAA).
Largest workplaces in Allegany County
- Upmc-western MarylandGeneral hospital1,966FTE
- Allegany County Public SchoolsSchool district1,276FTE
- Frostburg State UniversityUniversity or college836
- WalmartWarehouse clubs and supercenters549
- Allegany College of MarylandTwo-year college472
- Allegany388
- American Woodmark - AlleganyCabinets, kitchen, stock or custom wood, manufacturing388
- Berry GlobalBadges, plastics, manufacturing219
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 39 workplaces with 20 or more staff, 6,275 people in all across the county; Midland has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Midland’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Allegany County and the Cumberland, MD-WV metro.
Midland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Midland$108,021
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Midland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Midland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.