Midlothian, Texas.
Typical home $452,210 (-0.2% in a year), asking rent $1,908 (+1.0%). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$1,207 (+103%) since Jan 2020.
- 1 year
- Down $763 -0%
- $452,973$452,210 since Sep 2025
- 5 years
- Up $50,776 +13%
- $401,434$452,210 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Midlothian$2,374
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 29 years.
Typical home values in Midlothian, TX fell 0.2% over the past year — slower than the nation's +1.2%.
Asking rents in Midlothian, TX rose 1.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Midlothian runs $1,457/mo more than renting one. The gap peaked at $1,713 in Oct 2023.
That is $3,365 a month against $1,908 rent: a $2,374 mortgage payment, plus $508 property tax and $484 insurance & upkeep.
Owning vs renting — Midlothian
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,365
- Renting$1,908
- Mortgage only$2,374
Property tax · $508/mo 1.35% of value a year — the ACS 2020-2024 median bill over the median home value for Ellis County, TX
Insurance & upkeep · $484/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Midlothian, Ellis County, Texas
Midlothian is a city of 35,125 people in Ellis County. Half its households earn more than $126,641 a year and half less, against $99,595 across Ellis County; 5% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Midlothian was 4.1% in August 2026, and Ellis County had 3.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Midlothian is a city in Ellis County, with a population that puts it among the larger towns in the area. Household incomes run well above the county's, and most homes are lived in by their owners.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in manufacturing. Among the largest workplaces in Midlothian are Midlothian ISD, Gerdau Midlothian, a steel mini-mill, and Target. Commutes are on the long side, and a fair number of people work from home.
Things to do. The best-known places nearby are big stadiums, including AT&T Stadium and Globe Life Field, each a longer drive away. For a quieter day out, the Dallas Museum of Art and the George W. Bush Presidential Center are both museums, also a longer drive away, as is Six Flags Over Texas, an amusement park.
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- 13,024households
- 36%of adults have a degree
- 5%below the poverty line
- 32 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Ellis County had 64,686 jobs in 2025, 3.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 34°; warmest in August, with highs near 95° and lows near 74°. About 41 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Waxahachie weather station, 9 miles away (NOAA).
Largest workplaces in Midlothian
- TargetDiscount department stores1,263
- Midlothian ISDSchool district1,229FTE
- Gerdau MidlothianMini-mills, steel1,149
- QuikTripGeneral warehousing and storage350
- Sunopta Food and GrainsSpices and spice mix manufacturing222
- Kroger Texas LP Dallas KMASupermarkets and other grocery except convenience stores186
- Midlothian Healthcare CenterSkilled nursing facilities129
- Baseline ContractingFoundation, building, poured concrete, contractors109
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 4,466 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Heat wavesRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Midlothian’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ellis County and the Dallas-Fort Worth-Arlington, TX metro.
Midlothian home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Midlothian$452,210
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Midlothian listings, and the typical home goes pending in 38 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Midlothian34.75%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Midlothian38
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Midlothian355
New listings per month
Sellers arriving at the market.
- Midlothian78
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Midlothian$447,374
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Midlothian98.84%
Zip codes with a Midlothian address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Midlothian — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.