Mililani, Hawaii.
Typical home $884,193 (+2.5% in a year), asking rent $2,903 (+5.7%). Urban Honolulu, HI metro.
to buy the typical home at today's mortgage rate — +$2,329 (+101%) since Jan 2020.
- 1 year
- Up $21,321 +2%
- $862,872$884,193 since Sep 2025
- 5 years
- Up $132,948 +18%
- $751,245$884,193 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mililani$4,641
- Hawaii$4,372
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Mililani, HI rose 2.5% over the past year — faster than the nation's +1.2%.
Asking rents in Mililani, HI rose 5.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Mililani runs $2,894/mo more than renting one. The gap peaked at $3,397 in Oct 2023.
That is $5,797 a month against $2,903 rent: a $4,641 mortgage payment, plus $210 property tax and $947 insurance & upkeep.
Owning vs renting — Mililani
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,797
- Renting$2,903
- Mortgage only$4,641
Property tax · $210/mo 0.28% of value a year — the ACS 2020-2024 median bill over the median home value for Honolulu County, HI
Insurance & upkeep · $947/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mililani, Honolulu County, Hawaii
The Census does not count Mililani on its own, so the figures here are Honolulu County's. Half the county's households earn more than $106,195 a year and half less; 9% of the county's people live below the poverty line. 60% of the county's homes are lived in by their owners and 40% are rented. Unemployment in Honolulu County was 2.9% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Honolulu County work in schools and health care, then restaurants and hotels.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mililani sits on the island of Oahu in Honolulu County, Hawaii. Winters are mild and summers are warm, with little or no snow and a good deal of rain over the year. Across Honolulu County, most homes are lived in by their owners, and both home prices and rents are high.
Work. Many residents work in schools, hospitals and social care, or in restaurants, hotels and entertainment, with professional services and retail also common. Across Honolulu County, unemployment has risen a little over the past year but remains low, and jobs grew slightly in the most recent year. A good share of adults hold a four-year degree, and few people work from home.
Things to do. The USS Missouri, a museum a short drive away, and the Wahiawa Botanical Garden, also a short drive away, are both good choices for a day out. For a longer trip, the Honolulu Zoo is a longer drive away.
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- 338,868households
- 39.8median age
- 38%of adults have a degree
- 9%below the poverty line
- 27 mintypical commute
- 9%work from home
What people in Honolulu County work in
Employed residents by industry, from the Census survey. Honolulu County had 455,202 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 76° and lows near 60°; warmest in September, with highs near 83° and lows near 67°. About 64 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Upper Wahiawa weather station, 3 miles away (NOAA).
Largest workplaces in Honolulu County
- Hawaii Department of Education SchoolsSchool district23,107FTE
- HNL HonolululScheduled passenger air transportation9,793
- Alaska Air Group HAWAIIAN AIRLINES, INC.-HONOLULUScheduled passenger air transportation5,657
- THE Queens Medical CenterGeneral hospital4,836FTE
- University of Hawaii at ManoaUniversity or college4,276
- Hilton Worldwide Holdings, Inc.Hotels1,859
- Aulani, A Disney Resort & SpaResort hotels without casinos1,657
- Straub Clinic & HospitalGeneral hospital1,558FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 644 workplaces with 20 or more staff, 95,947 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Inland floodingVery high
- LandslidesRelatively high
- WildfireRelatively high
- EarthquakesRelatively high
- TsunamisRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Honolulu County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Honolulu County and the Urban Honolulu, HI metro.
Mililani home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mililani$884,193
- Hawaii$832,932
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Mililani listings, and the typical home goes pending in 23 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mililani23.94%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Mililani23
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mililani176
New listings per month
Sellers arriving at the market.
- Mililani49
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mililani$741,986
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Mililani99.71%
Zip codes with a Mililani address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mililani — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.