States · Missouri · Washington County

Mineral Point, Missouri.

Typical home $192,100 (+7.4% in a year).

What it costs per month · Mineral Point $1,008/mo

to buy the typical home at today's mortgage rate — +$509 (+102%) since Feb 2021.

What the home itself did
1 year
Up $13,284 +7%
$178,816$192,100 since Sep 2025
5 years
Up $26,795 +16%
$165,305$192,100 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mineral Point $1,008 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mineral Point$1,008
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in Mineral Point, MO rose 7.4% over the past year — faster than the nation's +1.2%.

Living in Mineral Point, Washington County, Missouri

Mineral Point is a town of 231 people in Washington County. Half its households earn more than $41,394 a year and half less, against $56,043 across Washington County. Unemployment in Washington County was 4.3% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in Washington County work in schools and health care, then construction.

People 231 in the 2020 census
Household income $41,394 the median, give or take $8,493 · Washington County: $56,043
Unemployment 4.3% Washington County, August 2026; 4.9% a year before
Homes Too few homes in Mineral Point for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mineral Point is a very small town in Washington County, Missouri, with far fewer people than most places on the map. Household incomes here run below the county's, and homes are priced modestly. Very few adults hold a four-year degree, and many people work in schools, hospitals and social care, in the building trades, in manufacturing and in shops. Winters are cold and bring some snow, summers are hot, and the year brings a fair amount of rain.

Work. Across Washington County, jobs have held roughly steady, with slightly fewer than the year before, and unemployment has eased a little compared with a year earlier. The largest workplaces in the county include Washington County Memorial Hospital, Red Wing Shoe Co. Potosi and the Potosi R-iii Schools. Many residents work in the same fields the county leans on, such as care, building and making things.

Things to do. Washington State Park is a protected area a short drive away, and Bates Creek, a river, is also close by. For a longer outing, Mark Twain National Forest is a longer drive away, with room for hiking, camping and time outdoors.

Report a mistake
  • 3%of adults have a degree

What people in Washington County work in

  • Schools, hospitals and social care25%
  • Building trades14%
  • Manufacturing13%
  • Shops (retail)9%
  • Professional and business services7%
  • Government6%

Employed residents by industry, from the Census survey. Washington County had 4,998 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 21°; warmest in July, 86° and 67° 20° 40° 60° 80° J 40° 21° F M A M J J 86° 67° A S O N D
Average daily high and low for each month: coldest in January, 40° and 21°; warmest in July, 86° and 67° 20° 40° 60° 80° J 40° 21° F M A M J J 86° 67° A S O N D

Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 86° and lows near 67°. About 12 inches of snow and 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Potosi Southwest weather station, 7 miles away (NOAA).

Largest workplaces in Washington County

  1. Elara CaringHome health care agencies257
  2. Potosi R-iii SchoolsSchool district215FTE
  3. WalmartWarehouse clubs and supercenters211
  4. Red Wing Shoe Co. PotosiFootwear manufacturing209
  5. Washington County Memorial HospitalCritical access hospital166FTE
  6. Kingston K-14 SchoolsSchool district122FTE
  7. Tide HealthGroupSkilled nursing facilities111
  8. Great Mines Health Center - PotosiCommunity health centers and clinics, outpatient78

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,053 people in all across the county; Mineral Point has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesVery high
  2. Cold wavesVery high
  3. Strong windVery high
  4. TornadoesVery high
  5. EarthquakesRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mineral Point’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County.

Mineral Point home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2021 2022 2023 2024 2025 2026 Mineral Point $192,100 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Mineral Point$192,100
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 4 5 2026 Mineral Point 5
4 4 5 2026
  • Mineral Point5

Zip codes with a Mineral Point address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mineral Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mineral Point