Mineral, Virginia.
Typical home $472,715 (+2.3% in a year).
to buy the typical home at today's mortgage rate — +$1,387 (+127%) since Jan 2020.
- 1 year
- Up $10,653 +2%
- $462,062$472,715 since Sep 2025
- 5 years
- Up $97,573 +26%
- $375,142$472,715 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mineral$2,481
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Mineral, VA rose 2.3% over the past year — faster than the nation's +1.2%.
Living in Mineral, Louisa County, Virginia
Mineral is a town of 470 people in Louisa County. Unemployment in Louisa County was 3.5% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Louisa County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mineral is a very small town in Louisa County, Virginia, where most people know their neighbors by sight if not by name. A four-year degree is held by fewer adults here than is typical across the country, and a noticeable share of residents live below the poverty line. Typical home values are well above what the town's incomes might suggest. Winters are cold, with some snow each year, and summers are warm, with a fair amount of rain through the seasons.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Across Louisa County, some of the largest workplaces are Louisa County Public Schools, Dominion Energy and Walmart. Unemployment in the county is a little lower than a year ago, and the county has added a small number of jobs. Commutes are long, and a good number of people work from home.
Things to do. Lake Anna State Park, a protected area, and Lake Anna itself, a reservoir, are both a short drive away and suit a day by the water. Pamunkey Creek, a river, is also a short drive away. For a bigger outing, Kings Dominion, an amusement park, is a longer drive.
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- 18%of adults have a degree
- 16%below the poverty line
- 30 mintypical commute
- 14%work from home
What people in Louisa County work in
Employed residents by industry, from the Census survey. Louisa County had 10,331 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 25°; warmest in July, with highs near 87° and lows near 65°. About 16 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Louisa weather station, 6 miles away (NOAA).
Largest workplaces in Louisa County
- WalmartRefrigerated warehousing and storage1,151
- Louisa County Public SchoolsSchool district930FTE
- Dominion EnergyNuclear electric power generation871
- Klockner Pentaplast of America, Inc. (Gordonsville)Film, plastics, manufacturing470
- WalmartWarehouse clubs and supercenters325
- MPSBooks merchant wholesalers273
- Mann+Hummel PVAFurnace filters manufacturing239
- N&S Construction LouisaCable laying, including underground220
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 4,425 people in all across the county; Mineral has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Strong windRelatively high
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mineral’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Louisa County.
Mineral home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mineral$472,715
- Virginia$412,252
- United States$366,157
Sellers are cutting prices on about 1 in 3 Mineral listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mineral30.29%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mineral96
New listings per month
Sellers arriving at the market.
- Mineral22
Zip codes with a Mineral address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mineral — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.