Mint Hill, North Carolina.
Typical home $508,614 (+0.5% in a year), asking rent $1,650 (-1.5%). Charlotte-Concord-Gastonia, NC-SC metro.
to buy the typical home at today's mortgage rate — +$1,524 (+133%) since Jan 2020.
- 1 year
- Up $2,463 +0%
- $506,151$508,614 since Sep 2025
- 5 years
- Up $108,032 +27%
- $400,582$508,614 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mint Hill$2,670
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Mint Hill, NC rose 0.5% over the past year — slower than the nation's +1.2%.
Asking rents in Mint Hill, NC fell 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Mint Hill runs $1,865/mo more than renting one. The gap peaked at $1,948 in Oct 2023.
That is $3,515 a month against $1,650 rent: a $2,670 mortgage payment, plus $301 property tax and $545 insurance & upkeep.
Owning vs renting — Mint Hill
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,515
- Renting$1,650
- Mortgage only$2,670
Property tax · $301/mo 0.71% of value a year — the ACS 2020-2024 median bill over the median home value for Mecklenburg County, NC
Insurance & upkeep · $545/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mint Hill, Mecklenburg County, North Carolina
Mint Hill is a town of 26,450 people in Mecklenburg County. Half its households earn more than $100,860 a year and half less, against $87,005 across Mecklenburg County; 8% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Mint Hill was 3.2% in August 2026, and Mecklenburg County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mint Hill is a town in Mecklenburg County where residents are older than in much of the country, and most households live in homes they own. Household incomes run above the county's, and fewer people live below the poverty line than you might expect for the area. A good share of adults hold a four-year degree, and a fair number of people work from home.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in banking, insurance and property, and in shops. Among the biggest workplaces in Mint Hill are Publix Super Markets, Griffin Masonry and Tiger Delivery Logistics. Unemployment is a little lower than a year ago, and the commute to work is a fairly long one.
Things to do. Ovens Auditorium, a theatre, is a short drive away, as is Irwin Belk Track and Field Center/Transamerica Field, a stadium. Farther off, a longer drive away, are Carowinds, an amusement park, and Lake Norman, a reservoir. Winters are cool and summers are hot, with steady rain through the year.
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- 10,262households
- 40%of adults have a degree
- 8%below the poverty line
- 29 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Mecklenburg County had 791,613 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 32°; warmest in July, with highs near 90° and lows near 69°. About 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Monroe Airport weather station, 11 miles away (NOAA).
Largest workplaces in Mint Hill
- Griffin MasonryMasonry contractors274
- Publix Super MarketsSupermarkets and other grocery stores164
- AFL Enterprise Services Inc- Mint HillTelecommunications equipment and wiring installation contractors141
- Harris Teeter Supermarkets, Inc.Supermarkets and other grocery stores139
- FHGPipeline, gas and oil, construction133
- Tiger Delivery LogisticsExpress delivery services110
- Principle Long Term CareNursing homes97
- Food LionGrocery stores84
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 1,784 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingrelatively high in parts of Mint HillRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mint Hill’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mecklenburg County and the Charlotte-Concord-Gastonia, NC-SC metro.
Mint Hill home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mint Hill$508,614
- North Carolina$332,159
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Mint Hill listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mint Hill31.51%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mint Hill170
New listings per month
Sellers arriving at the market.
- Mint Hill35
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mint Hill$467,054
- United States$371,407
Zip codes with a Mint Hill address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mint Hill — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.