States · Missouri · Randolph County

Moberly, Missouri.

Typical home $161,278 (+3.9% in a year). Moberly, MO metro.

What it costs per month · Moberly $847/mo

to buy the typical home at today's mortgage rate — +$498 (+143%) since Jan 2020.

What the home itself did
1 year
Up $6,096 +4%
$155,182$161,278 since Sep 2025
5 years
Up $40,130 +33%
$121,148$161,278 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Moberly $847 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Moberly$847
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Moberly, MO rose 3.9% over the past year — faster than the nation's +1.2%.

Living in Moberly, Randolph County, Missouri

Moberly is a city of 13,783 people in Randolph County. Half its households earn more than $44,145 a year and half less, against $53,033 across Randolph County; 18% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Randolph County was 4.6% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 13,783 in the 2020 census; median age 39.4
Household income $44,145 the median, give or take $5,133 · Randolph County: $53,033
Unemployment 4.6% Randolph County, August 2026; 4.2% a year before
Homes 59% lived in by their owners; 41% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Moberly is a small city in Randolph County, Missouri, with a median age close to the middle of the country's range. Incomes here run below the county's, and more people live below the poverty line than many would expect in a town of this size. Most homes are lived in by their owners, and typical home values are modest. Few adults hold a four-year degree.

Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and transport, warehouses and utilities. The largest workplaces in Moberly include Moberly Area Community College, Orscheln Products, which makes brake parts, and Moberly Regional Medical Center. The typical commute is short, and few people work from home. Unemployment across Randolph County is a little higher than a year ago, while the number of jobs there has edged up.

Things to do. For time outdoors, Coy Branch and Galbreath Creek are both streams a short drive away. Union Covered Bridge State Historic Site, a protected historic area, is a longer drive away. Winters are cold, with some snow, and summers are warm, with a fair amount of rain through the year.

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  • 5,103households
  • 16%of adults have a degree
  • 18%below the poverty line
  • 19 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Shops (retail)18%
  • Manufacturing13%
  • Transport, warehouses and utilities8%
  • Professional and business services8%
  • Government6%

Employed residents by industry, from the Census survey. Randolph County had 9,247 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 19°; warmest in July, 87° and 68° 20° 40° 60° 80° J 37° 19° F M A M J J 87° 68° A S O N D
Average daily high and low for each month: coldest in January, 37° and 19°; warmest in July, 87° and 68° 20° 40° 60° 80° J 37° 19° F M A M J J 87° 68° A S O N D

Coldest in January, with highs near 37° and lows near 19°; warmest in July, with highs near 87° and lows near 68°. About 15 inches of snow and 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Moberly weather station, under a mile away (NOAA).

Largest workplaces in Moberly

  1. WalmartRefrigerated warehousing and storage511
  2. Moberly Area Community CollegeTwo-year college475
  3. WalmartWarehouse clubs and supercenters325
  4. Orscheln ProductsBrake and brake parts, automotive, truck, and bus, manufacturing300
  5. Mid-Am HoldingsSiding merchant wholesalers172
  6. Moberly Regional Medical CenterGeneral hospital153FTE
  7. Valley View Health & RehabilitationSkilled nursing facilities78
  8. Central Christian College of the BibleUniversity or college71

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,616 people in all. Colleges come from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Heat wavesRelatively high
  3. Cold wavesRelatively high
  4. LightningRelatively high
  5. Strong windRelatively high
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Moberly’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Randolph County and the Moberly, MO metro.

Moberly home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Moberly $161,278 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Moberly$161,278
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Moberly listings, and the typical home goes pending in 10 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Moberly 24.03% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Moberly24.03%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Moberly 71
40 60 80 2018 2022 2026
  • Moberly71

New listings per month

Sellers arriving at the market.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Moberly 27
10 20 30 2018 2022 2026
  • Moberly27

Zip codes with a Moberly address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Moberly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Moberly