Monkton, Maryland.
Typical home $707,735 (+2.0% in a year). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,837 (+98%) since Jan 2020.
- 1 year
- Up $14,167 +2%
- $693,568$707,735 since Sep 2025
- 5 years
- Up $101,014 +17%
- $606,721$707,735 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monkton$3,715
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Monkton, MD rose 2.0% over the past year — faster than the nation's +1.2%.
Living in Monkton, Baltimore County, Maryland
The Census does not count Monkton on its own, so the figures here are Baltimore County's. Half the county's households earn more than $91,768 a year and half less; 10% of the county's people live below the poverty line. 66% of the county's homes are lived in by their owners and 34% are rented. Unemployment in Baltimore County was 4.0% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most people in Baltimore County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monkton is a community in northern Baltimore County, Maryland. Most homes across the county are lived in by their owners rather than rented, and typical home values are high. Many adults hold a four-year degree, and the county's household incomes are on the upper side. Winters are cold and snowy, summers are warm, and rain and melted snow fall generously through the year.
Work. Residents across Baltimore County work most often in schools, hospitals and social care, in professional and business services, in shops, and in government. Unemployment has eased over the past year, although the county had slightly fewer jobs in the most recent year than before. Many people commute by car, and many work from home, so the daily drive is usually a matter of minutes rather than hours.
Things to do. Ladew Topiary Gardens, a botanical garden, is a short drive away, and Loch Raven Reservoir, also a short drive, is a good place for a walk by the water. For a museum, the Walters Art Museum is a longer drive away.
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- 332,801households
- 39.7median age
- 42%of adults have a degree
- 10%below the poverty line
- 28 mintypical commute
- 16%work from home
What people in Baltimore County work in
Employed residents by industry, from the Census survey. Baltimore County had 369,662 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 85° and lows near 64°. About 34 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Millers Northeast weather station, 15 miles away (NOAA).
Largest workplaces in Baltimore County
- Baltimore County Public SchoolsSchool district15,462FTE
- Social Security AdministrationFederal government5,991
- AmazonGeneral warehousing and storage4,725
- Towson UniversityUniversity or college3,199
- Centers for Medicare & Medicaid ServicesFederal government · Department of Health and Human Services2,721
- Community College of Baltimore CountyTwo-year college2,687
- University of Maryland-Baltimore CountyUniversity or college2,493
- Baltimore County PoliceLaw enforcement statistics centers, government2,400
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 534 workplaces with 20 or more staff, 86,883 people in all. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LightningVery high
- Heat wavesRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Baltimore County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baltimore County and the Baltimore-Columbia-Towson, MD metro.
Monkton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monkton$707,735
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 4 Monkton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Monkton17
New listings per month
Sellers arriving at the market.
- Monkton6
Zip codes with a Monkton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monkton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.