Monroe, Indiana.
Typical home $351,181 (+7.7% in a year). Decatur, IN metro.
to buy the typical home at today's mortgage rate — +$1,070 (+138%) since Jan 2020.
- 1 year
- Up $25,060 +8%
- $326,120$351,181 since Sep 2025
- 5 years
- Up $105,457 +43%
- $245,724$351,181 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Monroe$1,843
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Monroe, IN rose 7.7% over the past year — faster than the nation's +1.2%.
Living in Monroe, Adams County, Indiana
Monroe is a town of 885 people in Adams County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Adams County was 3.2% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Monroe is a small town in Adams County, Indiana, with a younger population than many places of its size. Most homes are lived in by their owners, a larger share than in many towns, and incomes in the county sit near the middle of what is typical. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in professional and business services, and in shops. Among the largest workplaces in Monroe are Adams Central Community Schools, Strick Trailers, which makes semi-trailers, and Eckhart Woodworking, which makes drill presses. Unemployment in Adams County has eased a little over the past year, and the county has added a small number of jobs.
Things to do. Ouabache State Park is a protected area a short drive away, a place for walking and time outdoors. Farther afield, a longer drive brings you to Fort Wayne Children's Zoo and to the Foellinger-Freimann Botanical Conservatory, a botanical garden. The Fort Wayne Museum of Art is another longer drive away for an afternoon indoors.
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- 22%of adults have a degree
- 10%below the poverty line
- 25 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Adams County had 13,023 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 18°; warmest in July, with highs near 84° and lows near 64°. About 28 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Berne Wwtp weather station, 5 miles away (NOAA).
Largest workplaces in Monroe
- Adams Central Community SchoolsSchool district178FTE
- Strick TrailersSemi-trailer manufacturing97
- Eckhart WoodworkingDrill presses, woodworking-type, manufacturing68
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 165 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- Inland floodingRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Monroe’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adams County and the Decatur, IN metro.
Monroe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Monroe$351,181
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Monroe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monroe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.