States · Virginia · Amherst County

Monroe, Virginia.

Typical home $290,863 (+3.0% in a year). Lynchburg, VA metro.

What it costs per month · Monroe $1,527/mo

to buy the typical home at today's mortgage rate — +$817 (+115%) since Jan 2020.

What the home itself did
1 year
Up $8,552 +3%
$282,310$290,863 since Sep 2025
5 years
Up $58,747 +25%
$232,115$290,863 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Monroe $1,527 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Monroe$1,527
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Monroe, VA rose 3.0% over the past year — faster than the nation's +1.2%.

Living in Monroe, Amherst County, Virginia

The Census does not count Monroe on its own, so the figures here are Amherst County's. Half the county's households earn more than $68,724 a year and half less; 11% of the county's people live below the poverty line. 81% of the county's homes are lived in by their owners and 19% are rented. Unemployment in Amherst County was 3.5% in August 2026, and the county had 4.1% fewer jobs in 2025 than the year before. The most people in Amherst County work in schools and health care, then manufacturing.

People 31,000 about, in Amherst County: the Census does not count Monroe on its own
Household income $68,724 the median in Amherst County, give or take $3,768
Unemployment 3.5% Amherst County, August 2026; 3.6% a year before
Homes 81% lived in by their owners; 19% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Monroe is a small town in Amherst County, Virginia, set in the rolling country of the Virginia Piedmont. Winters here are cold, with enough snow to whiten the ground now and then, while summers are warm. Rain falls fairly steadily through much of the year, so gardens and creeks tend to stay green. Most homes across Amherst County are lived in by their owners, and the county is home to many middle-aged and older residents.

Work. Across Amherst County, many residents work in schools, hospitals and social care, and in manufacturing, retail, and professional and business services. Unemployment is lower than it was a year earlier, though the county has seen fewer jobs than the year before. Commutes are fairly short, and relatively few residents work from home.

Things to do. The Pedlar River is a short drive away and is a good spot for a quiet afternoon by the water. Crabtree Falls, a waterfall a longer drive off, draws visitors who enjoy walking to see moving water. The Maier Museum of Art at Randolph College, also a longer drive, offers art to browse at a relaxed pace.

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  • 12,694households
  • 43.4median age
  • 25%of adults have a degree
  • 11%below the poverty line
  • 25 mintypical commute
  • 10%work from home

What people in Amherst County work in

  • Schools, hospitals and social care27%
  • Manufacturing14%
  • Shops (retail)13%
  • Professional and business services8%
  • Restaurants, hotels and entertainment7%
  • Building trades6%

Employed residents by industry, from the Census survey. Amherst County had 7,835 jobs in 2025, 4.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 46° and 24°; warmest in July, 85° and 64° 20° 40° 60° 80° J 46° 24° F M A M J J 85° 64° A S O N D
Average daily high and low for each month: coldest in January, 46° and 24°; warmest in July, 85° and 64° 20° 40° 60° 80° J 46° 24° F M A M J J 85° 64° A S O N D

Coldest in January, with highs near 46° and lows near 24°; warmest in July, with highs near 85° and lows near 64°. About 12 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lynchburg #2 weather station, 13 miles away (NOAA).

Largest workplaces in Amherst County

  1. Amherst County Public SchoolsSchool district682FTE
  2. The Clorox CompanyBags, plastics film, single wall or multiwall, manufacturing275
  3. WalmartWarehouse clubs and supercenters269
  4. Sweet Briar CollegeUniversity or college256
  5. CSESteel erectors crane rental186
  6. Hill Valley HealthcareNursing homes155
  7. Lowe's Companies, INCHomecenter142
  8. Buffalo Air HandlingDucts, sheet metal, manufacturing108

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 2,788 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Amherst County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Amherst County and the Lynchburg, VA metro.

Monroe home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Monroe $290,863 Virginia $412,252 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Monroe$290,863
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $982/yr median bill inside Monroe, effective 0.39% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 15 20 2023 2024 2025 2026 Monroe 17
10 15 20 2023 2024 2025 2026
  • Monroe17

New listings per month

Sellers arriving at the market.

4 4 4 2026 Monroe 4
4 4 4 2026
  • Monroe4

Zip codes with a Monroe address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Monroe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Monroe