States · Vermont · Franklin County

Montgomery, Vermont.

Typical home $336,735 (+0.7% in a year). Burlington-South Burlington, VT metro.

What it costs per month · Montgomery $1,767/mo

to buy the typical home at today's mortgage rate — +$899 (+104%) since Jan 2020.

What the home itself did
1 year
Up $2,266 +1%
$334,469$336,735 since Sep 2025
5 years
Up $47,367 +16%
$289,369$336,735 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Montgomery $1,767 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Montgomery$1,767
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in Montgomery, VT rose 0.7% over the past year — slower than the nation's +1.2%.

Living in Montgomery, Franklin County, Vermont

Montgomery is a town of 1,184 people in Franklin County. Unemployment in Franklin County was 2.9% in August 2026, and the county had 3.6% fewer jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then manufacturing.

People 1,184 in the 2020 census
Household income Too few homes in Montgomery for the Census survey to measure.
Unemployment 2.9% Franklin County, August 2026; 2.8% a year before
Homes Too few homes in Montgomery for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Montgomery is a small town in northern Vermont, in Franklin County, with a population that is among the smaller ones in the county. Winters are cold, with January the coldest month and temperatures that stay well below freezing, and summers are mild, with July the warmest. A typical home costs more than many buyers might expect for a rural town, and a noticeable share of residents live below the poverty line.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and government also employing many. Across Franklin County, the largest workplaces include Northwestern Medical Center, the Maple Run Unified Union School District and Mylan Technologies. Commutes are long, and a good number of people work from home, which suits a town this spread out.

Things to do. The Trout River runs in or beside town, and the South Branch Trout River and the Missisquoi River are a short drive away for anyone who likes to be near water. Jay Peak Resort, a ski area, and Hazen's Notch State Park, a protected area, are also a short drive away. For a longer outing, the Haskell Free Library and Opera House, a theatre, is a longer drive away.

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  • 16%below the poverty line
  • 37 mintypical commute
  • 16%work from home

What people in Franklin County work in

  • Schools, hospitals and social care25%
  • Manufacturing15%
  • Shops (retail)11%
  • Government8%
  • Building trades8%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Franklin County had 16,625 jobs in 2025, 3.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 4°; warmest in July, 74° and 56° 0° 20° 40° 60° 80° J 24° 4° F M A M J J 74° 56° A S O N D
Average daily high and low for each month: coldest in January, 24° and 4°; warmest in July, 74° and 56° 0° 20° 40° 60° 80° J 24° 4° F M A M J J 74° 56° A S O N D

Coldest in January, with highs near 24° and lows near 4°; warmest in July, with highs near 74° and lows near 56°.

Average daily high and low, 1991–2020, at the Jay Peak weather station, 7 miles away (NOAA).

Largest workplaces in Franklin County

  1. Northwestern Medical CenterGeneral hospital566FTE
  2. Maple Run Unified Union School District #57School district510FTE
  3. Mylan TechnologiesPharmaceutical preparations manufacturing389
  4. Missisquoi Valley School District #89School district388FTE
  5. Peerless ClothingCustom tailors, men's and boys' suits, cut and sewn from purchased fabric313
  6. Barry Callebaut USAChocolate, confectionery, made from cacao beans262
  7. Enosburgh-Richford Unified Union School District #88School district247FTE
  8. WalmartDiscount department stores223

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 37 workplaces with 20 or more staff, 3,243 people in all across the county; Montgomery has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively moderate
  2. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Franklin County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Burlington-South Burlington, VT metro.

Montgomery home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 Montgomery $336,735 Vermont $391,900 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Montgomery$336,735
  • Vermont$391,900
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 8 10 12 2026 Montgomery 12
6 8 10 12 2026
  • Montgomery12

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Montgomery address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montgomery — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Montgomery