States · Missouri · Camden County

Montreal, Missouri.

Typical home $278,691 (+1.5% in a year).

What it costs per month · Montreal $1,463/mo

to buy the typical home at today's mortgage rate — +$813 (+125%) since Jan 2020.

What the home itself did
1 year
Up $4,079 +1%
$274,613$278,691 since Sep 2025
5 years
Up $44,270 +19%
$234,421$278,691 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Montreal $1,463 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Montreal$1,463
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in Montreal, MO rose 1.5% over the past year — faster than the nation's +1.2%.

Living in Montreal, Camden County, Missouri

Montreal, in Camden County, had 119 people in the 2020 census. Unemployment in Camden County was 3.4% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Camden County work in schools and health care, then shops.

People 119 in the 2020 census; median age 33.4
Household income Too few homes in Montreal for the Census survey to measure.
Unemployment 3.4% Camden County, August 2026; 4.0% a year before
Homes Too few homes in Montreal for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Montreal is a small community in Camden County, in the Ozarks region of central Missouri. Winters are cold, with January the coldest month, and summers are hot, with July the warmest. Snow is light, but rain falls often enough that the wetter months are part of the rhythm of the year.

Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, and in restaurants, hotels and entertainment. Across Camden County, jobs grew slightly last year, and the county's wider economy relies on much the same kinds of work.

Things to do. Ozark Caverns, a tourist attraction, is a short drive away. Ha Ha Tonka State Park, a protected area with the well-known ruins of a stone mansion on its bluffs, is also a short drive off, as is Lake of the Ozarks State Park.

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What people in Camden County work in

  • Schools, hospitals and social care22%
  • Shops (retail)18%
  • Building trades10%
  • Restaurants, hotels and entertainment10%
  • Banks, insurance and property8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Camden County had 17,781 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 25°; warmest in July, 89° and 70° 20° 40° 60° 80° J 44° 25° F M A M J J 89° 70° A S O N D
Average daily high and low for each month: coldest in January, 44° and 25°; warmest in July, 89° and 70° 20° 40° 60° 80° J 44° 25° F M A M J J 89° 70° A S O N D

Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 89° and lows near 70°. About 4 inches of snow and 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lakeside weather station, 16 miles away (NOAA).

Largest workplaces in Camden County

  1. Lake Regional Health SystemGeneral hospital1,003FTE
  2. Camdenton R-iii SchoolsSchool district680FTE
  3. WalmartWarehouse clubs and supercenters331
  4. WalmartWarehouse clubs and supercenters267
  5. Change Academy at Lake of the OzarkMental health facilities, residential236
  6. Jones TileAddition, alteration and renovation, commercial and institutional building200
  7. Hy-VeeSupermarkets and other grocery except convenience stores196
  8. Menards"home centers"156

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 34 workplaces with 20 or more staff, 4,281 people in all across the county; Montreal has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Heat wavesRelatively high
  3. Cold wavesRelatively high
  4. LightningRelatively high
  5. Winter weatherRelatively high
  6. Inland floodingRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Montreal’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Camden County.

Montreal home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Montreal $278,691 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Montreal$278,691
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2022 2023 2024 2025 2026 Montreal 10
5 10 15 2022 2024 2026
  • Montreal10

Zip codes with a Montreal address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montreal — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Montreal