Montross, Virginia.
Typical home $290,604 (-1.3% in a year).
to buy the typical home at today's mortgage rate — +$724 (+90%) since Jan 2020.
- 1 year
- Down $3,718 -1%
- $294,322$290,604 since Sep 2025
- 5 years
- Up $30,373 +12%
- $260,231$290,604 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Montross$1,525
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Montross, VA fell 1.3% over the past year — slower than the nation's +1.2%.
Living in Montross, Westmoreland County, Virginia
Montross is a town of 333 people in Westmoreland County. Unemployment in Westmoreland County was 4.6% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Westmoreland County work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Montross is a very small town in Westmoreland County, in Virginia's Northern Neck, the peninsula between the Potomac and Rappahannock rivers. Winters are cold, with snow most years, and summers turn hot. Rain and melted snow fall steadily through the year. Homes here are worth less than the typical home across the country, though they are not cheap by rural standards.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in shops, and in government. Across Westmoreland County, the largest workplaces include Westmoreland County Public Schools, the truck trailer maker Carry-On Montross, and Colonial Beach Public Schools. Unemployment in the county is a little lower than a year ago, though jobs are slightly fewer than they were, and some residents work from home.
Things to do. A short drive away, George Washington Birthplace National Monument is a protected area on the river, and Westmoreland State Park is a state park good for a day outdoors. The Rappahannock River Valley National Wildlife Refuge, also a short drive off, protects land and water for wildlife. For a longer outing, the Potomac River itself is a longer drive away.
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- 8%below the poverty line
- 8%work from home
What people in Westmoreland County work in
Employed residents by industry, from the Census survey. Westmoreland County had 3,204 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 47° and lows near 28°; warmest in July, with highs near 88° and lows near 68°. About 12 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Warsaw Northwest weather station, 8 miles away (NOAA).
Largest workplaces in Westmoreland County
- Westmoreland County Public SchoolsSchool district287FTE
- Carry-On MontrossTruck trailer manufacturing149
- Colonial Beach Public SchoolsSchool district124FTE
- Westmoreland OperatorSkilled nursing facilities74
- Food LionGrocery stores69
- East Coast FlameproofPreserving purchased wood and wood products30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 391 people in all across the county; Montross has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- Strong windRelatively high
- DroughtRelatively moderate
- Coastal floodingRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Montross’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westmoreland County.
Montross home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Montross$290,604
- Virginia$412,252
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Montross listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Montross18.95%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Montross56
New listings per month
Sellers arriving at the market.
- Montross8
Zip codes with a Montross address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montross — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.