States · Florida · Lake County

Montverde, Florida.

Typical home $687,141 (-0.1% in a year), asking rent $3,449 . Orlando-Kissimmee-Sanford, FL metro.

What it costs per month · Montverde $3,607/mo

to buy the typical home at today's mortgage rate — +$2,004 (+125%) since Jan 2020.

What the home itself did
1 year
Down $595 -0%
$687,736$687,141 since Sep 2025
5 years
Up $145,722 +27%
$541,419$687,141 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Montverde $3,607 Florida $1,970 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Montverde$3,607
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Montverde, FL fell 0.1% over the past year — slower than the nation's +1.2%.

Living in Montverde, Lake County, Florida

Montverde is a town of 1,655 people in Lake County. Half its households earn more than $97,031 a year and half less, against $73,161 across Lake County; 4% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Lake County was 4.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 1,655 in the 2020 census
Household income $97,031 the median, give or take $18,717 · Lake County: $73,161
Unemployment 4.9% Lake County, August 2026; 4.5% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Montverde is a small town in Lake County, home to a community that is mostly homeowners, with a higher share of owner-occupied homes than many places. Household incomes run well above the county's, relatively few residents live in poverty, and a good number of adults hold a four-year degree. Winters are mild, with January the coolest month and daytime highs staying comfortable, while summers are hot and the year brings a fair amount of rain.

Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, professional and business services, and banks, insurance and property. Across Lake County, some of the largest workplaces are Lake Schools, AdventHealth Waterman and Orlando Health South Lake Hospital. Commutes are fairly long, and a sizable number of people work from home.

Things to do. Lake Apopka, a lake, is a short drive away. Walt Disney World Resort, the best known of the nearby places, is a longer drive away, as are Magic Kingdom and Epcot, both amusement parks. Together they put a lake outing and some of the country's best-known attractions within reach of town.

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  • 789households
  • 40%of adults have a degree
  • 4%below the poverty line
  • 28 mintypical commute
  • 24%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Restaurants, hotels and entertainment14%
  • Professional and business services14%
  • Banks, insurance and property13%
  • Shops (retail)10%
  • Manufacturing8%

Employed residents by industry, from the Census survey. Lake County had 118,622 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 71° and 49°; warmest in July, 93° and 73° 40° 50° 60° 70° 80° 90° 100° J 71° 49° F M A M J J 93° 73° A S O N D
Average daily high and low for each month: coldest in January, 71° and 49°; warmest in July, 93° and 73° 40° 50° 60° 70° 80° 90° 100° J 71° 49° F M A M J J 93° 73° A S O N D

Coldest in January, with highs near 71° and lows near 49°; warmest in July, with highs near 93° and lows near 73°. About 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Orlando West weather station, 10 miles away (NOAA).

Largest employers in Lake County

  1. Lake County Public Schools5,669
  2. Advent Health Waterman (2)3,300
  3. Publix Supermarkets3,049
  4. Lake County Government2,298
  5. Walmart Supercenter2,115
  6. Orlando Health South Lake Hospital (3)1,897
  7. UF Health Leesburg Hospital (1)1,828
  8. Central Florida Health Alliance1,342

From Lake County’s annual financial report for 2025, its schedule of principal employers (its source: “Bureau of Labor Statistics Lake County Adopted Budget Lake County Agency for Economic Growth”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Strong windRelatively high
  2. LightningRelatively high
  3. TornadoesRelatively high
  4. WildfireRelatively moderate
  5. HurricanesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Montverde’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Orlando-Kissimmee-Sanford, FL metro.

Montverde home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Montverde $687,141 Florida $375,361 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Montverde$687,141
  • Florida$375,361
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Montverde listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Montverde 23.00% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Montverde23.00%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Montverde 79
25 50 75 100 2018 2022 2026
  • Montverde79

New listings per month

Sellers arriving at the market.

10 15 20 2023 2024 2025 2026 Montverde 13
10 15 20 2023 2024 2025 2026
  • Montverde13

Zip codes with a Montverde address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Montverde — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Montverde