Mooresville, North Carolina.
Typical home $477,658 (-0.6% in a year), asking rent $1,675 (+2.0%). Charlotte-Concord-Gastonia, NC-SC metro.
to buy the typical home at today's mortgage rate — +$1,403 (+127%) since Jan 2020.
- 1 year
- Down $2,753 -1%
- $480,411$477,658 since Sep 2025
- 5 years
- Up $83,738 +21%
- $393,920$477,658 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mooresville$2,507
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Mooresville, NC fell 0.6% over the past year — slower than the nation's +1.2%.
Asking rents in Mooresville, NC rose 2.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Mooresville runs $1,586/mo more than renting one. The gap peaked at $1,723 in Oct 2023.
That is $3,260 a month against $1,675 rent: a $2,507 mortgage payment, plus $242 property tax and $511 insurance & upkeep.
Owning vs renting — Mooresville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,260
- Renting$1,675
- Mortgage only$2,507
Property tax · $242/mo 0.61% of value a year — the ACS 2020-2024 median bill over the median home value for Iredell County, NC
Insurance & upkeep · $511/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mooresville, Iredell County, North Carolina
Mooresville is a town of 50,193 people in Iredell County. Half its households earn more than $89,647 a year and half less, against $81,419 across Iredell County; 7% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Mooresville was 3.7% in August 2026, and Iredell County had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mooresville is a lakeside town in Iredell County, with a younger population than many places and a well-educated one, where a four-year degree is common among adults. Household incomes run above the county's, and fewer people live below the poverty line than in many communities. More people own their homes than rent, though renting is far from rare, and typical home values and rents are on the higher side. Winters are cool, with January highs near the freezing mark's milder side and only a little snow, while summers are warm and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, in shops, in manufacturing, and in professional and business services. The Mooresville Graded School District is among the largest workplaces in town, alongside NGK Ceramics USA and Penske Racing South. A typical commute is moderate, and a good number of people work from home. Unemployment has eased slightly over the past year.
Things to do. Lake Norman is a reservoir a short drive away, and Lake Norman State Park, a protected area, is also close by for walks and time near the water. Davidson College Arboretum, a botanical garden, is another short drive. For a longer outing, Charlotte Motor Speedway, a race track, is a longer drive away.
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- 20,009households
- 46%of adults have a degree
- 7%below the poverty line
- 25 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Iredell County had 81,030 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 27°; warmest in July, with highs near 89° and lows near 68°. About 4 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Salisbury Wnw weather station, 14 miles away (NOAA).
Largest workplaces in Mooresville
- Mooresville Graded School DistrictSchool district762FTE
- BestCoPhysostigmine and derivatives manufacturing625
- Sunenergy1Power generation, solar electric623
- NGK Ceramics USACatalytic converters, engine exhaust, automotive, truck, and bus, manufacturing617
- Penske Racing SouthRacing teams468
- Carolina Beverage GroupBeverages, soft drink, manufacturing400
- WalmartWarehouse clubs and supercenters389
- Costco WholesaleWholesale grocer291
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 66 workplaces with 20 or more staff, 9,297 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively moderate
- Tornadoesrelatively high in parts of MooresvilleRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mooresville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Iredell County and the Charlotte-Concord-Gastonia, NC-SC metro.
Mooresville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mooresville$477,658
- North Carolina$332,159
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Mooresville listings, and the typical home goes pending in 47 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mooresville30.78%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Mooresville47
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mooresville650
New listings per month
Sellers arriving at the market.
- Mooresville129
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mooresville$500,614
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Mooresville97.71%
Zip codes with a Mooresville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mooresville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Mooresville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 28117 | Mooresville | 48,826 | $1,584 | $628,867 |
| 28115 | Mooresville | 43,544 | $1,968 | $401,150 |