Morgan, Texas.
Typical home $213,204 (+0.6% in a year).
to buy the typical home at today's mortgage rate — +$606 (+118%) since Jan 2020.
- 1 year
- Up $1,303 +1%
- $211,901$213,204 since Sep 2025
- 5 years
- Up $23,104 +12%
- $190,100$213,204 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Morgan$1,119
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Morgan, TX rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Morgan, Bosque County, Texas
Morgan is a city of 454 people in Bosque County. Half its households earn more than $52,500 a year and half less, against $68,914 across Bosque County. Unemployment in Bosque County was 4.6% in August 2026, and the county had 7.1% fewer jobs in 2025 than the year before. The most people in Bosque County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Morgan is a very small city in Bosque County, Texas, where neighbors are likely to know one another by name. Household incomes here run below the county's, and a typical home costs a good deal less than in many parts of the state. Very few adults hold a four-year degree, and only a small number of people work from home.
Work. Residents mostly work in schools, hospitals and social care, in shops, in the building trades and in manufacturing. Across Bosque County, the largest workplaces include Lutheran Sunset Ministries, Clifton ISD and the Bosque County Hospital District. Unemployment across the county is slightly higher than a year ago, and there are fewer jobs there than the year before.
Things to do. The Nolan River is a short drive away, and it is the closest place on the list for time near the water. A longer drive brings you to Dinosaur Valley State Park, a protected area, and to Lake Whitney, a reservoir. Winters are mild and rarely snowy, summers are hot, and rain falls fairly steadily across the year, so outdoor outings suit most of the seasons.
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- 1%of adults have a degree
- 4%work from home
What people in Bosque County work in
Employed residents by industry, from the Census survey. Bosque County had 3,789 jobs in 2025, 7.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 34°; warmest in August, with highs near 96° and lows near 72°. About 38 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Whitney Dam weather station, 17 miles away (NOAA).
Largest workplaces in Bosque County
- Lutheran Sunset MinistriesRetirement homes with nursing care186
- Clifton ISDSchool district176FTE
- Moss & AssociatesSolar power structure construction152
- Bosque County Hospital DistrictCritical access hospital131FTE
- Willow Park Rehabilitation and Healthcare CenterNursing homes107
- Valley Mills ISDSchool district101FTE
- Meridian ISDSchool district83FTE
- Brookshire'sSupermarkets and other grocery retailers79
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 729 people in all across the county; Morgan has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- TornadoesVery high
- WildfireRelatively high
- HailRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Morgan’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bosque County.
Morgan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Morgan$213,204
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Morgan14
Zip codes with a Morgan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Morgan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.