Moscow, Texas.
Typical home $218,027 (-3.3% in a year).
to buy the typical home at today's mortgage rate — +$583 (+104%) since Jan 2020.
- 1 year
- Down $7,435 -3%
- $225,462$218,027 since Sep 2025
- 5 years
- Up $21,254 +11%
- $196,773$218,027 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Moscow$1,144
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Moscow, TX fell 3.3% over the past year — slower than the nation's +1.2%.
Living in Moscow, Polk County, Texas
The Census does not count Moscow on its own, so the figures here are Polk County's. Half the county's households earn more than $62,259 a year and half less; 18% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Polk County was 5.0% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Polk County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Moscow is a small community in Polk County, in the Piney Woods of East Texas. Winters are mild by the standards of most of the country, while summers are long and very hot, and rain falls steadily through the year. Across the county, most homes are lived in by their owners, and residents are older on average than Americans as a whole.
Work. Across Polk County, unemployment has eased a little over the past year, and the number of jobs grew slightly in the latest year. Many residents work in schools, hospitals and social care, in shops, in the building trades, or in professional and business services. Few work from home compared with the country as a whole, and fewer adults hold a degree than across the nation.
Things to do. Lake Livingston, a reservoir, is the best known of the nearby places, and Lake Livingston State Park, a protected area, is also a longer drive away. Piney Creek and Turkey Creek, both rivers, lie a longer drive off as well. The Naranjo Museum of Natural History, a museum, is another option for a longer outing.
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- 19,517households
- 44.0median age
- 16%of adults have a degree
- 18%below the poverty line
- 30 mintypical commute
- 7%work from home
What people in Polk County work in
Employed residents by industry, from the Census survey. Polk County had 13,150 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 40°; warmest in August, with highs near 96° and lows near 74°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Livingston Nne weather station, 12 miles away (NOAA).
Largest workplaces in Polk County
- Camden Plywood591
- Livingston ISDSchool district520FTE
- Corrigan Plywood454
- Naskila CasinoCasinos411
- WalmartWarehouse clubs and supercenters370
- Corrigan OSBReconstituted wood panels manufacturing282
- CommonSpirit HealthGeneral medical and surgical hospitals217
- Onalaska ISDSchool district197FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 3,801 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Strong windRelatively high
- HurricanesRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Polk County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County.
Moscow home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Moscow$218,027
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Moscow address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Moscow — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.