Moseley, Virginia.
Typical home $624,751 (+2.6% in a year), asking rent $2,500 . Richmond, VA metro.
to buy the typical home at today's mortgage rate — +$1,782 (+119%) since Jan 2020.
- 1 year
- Up $15,542 +3%
- $609,210$624,751 since Sep 2025
- 5 years
- Up $127,856 +26%
- $496,896$624,751 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Moseley$3,279
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Moseley, VA rose 2.6% over the past year — faster than the nation's +1.2%.
Living in Moseley, Chesterfield County, Virginia
The Census does not count Moseley on its own, so the figures here are Chesterfield County's. Half the county's households earn more than $101,931 a year and half less; 7% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Chesterfield County was 3.5% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most people in Chesterfield County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Moseley is a small town in Chesterfield County, Virginia, where most homes are lived in by their owners rather than rented, more so than across the country as a whole. Across the county, residents tend to be middle-aged, household incomes run well above the national typical level, and relatively few people live below the poverty line. Home values are high compared with most of the country, and a large share of adults hold a college degree.
Work. Across Chesterfield County, many people work in schools, hospitals and social care, in professional and business services, in shops, and in banking, insurance and property. Unemployment is low and was a little higher than it is now a year earlier, while the number of jobs has grown slightly. Many residents drive to work, and a fair number work from home. Winters are mild, with little snow, summers are hot, and the area gets a good deal of rain across the year.
Things to do. The Metro Richmond Zoo is in or beside the town, making it the nearest and best known outing. Swift Creek Reservoir is a short drive away and offers open water to enjoy. The Virginia Museum of Fine Arts is a longer drive away and is one of the best known museums in the state.
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- 140,155households
- 39.0median age
- 44%of adults have a degree
- 7%below the poverty line
- 26 mintypical commute
- 20%work from home
What people in Chesterfield County work in
Employed residents by industry, from the Census survey. Chesterfield County had 148,684 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 28°; warmest in July, with highs near 89° and lows near 68°. About 8 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Amelia Courthouse weather station, 12 miles away (NOAA).
Largest workplaces in Chesterfield County
- Chesterfield County Public SchoolsSchool district8,958FTE
- General GovernmentGeneral services departments, government5,521
- AmazonGeneral warehousing and storage2,636
- UPSCouriers and express delivery services1,928
- DuPont Spruance PlantNoncellulosic fibers and filaments manufacturing1,551
- Johnston Willis HospitalGeneral medical and surgical hospitals1,394
- InterspanHelp supply services1,145
- Virginia State UniversityUniversity or college1,110
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 313 workplaces with 20 or more staff, 60,450 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively high
- LightningRelatively high
- Inland floodingRelatively moderate
- Heat wavesRelatively moderate
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Chesterfield County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chesterfield County and the Richmond, VA metro.
Moseley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Moseley$624,751
- Virginia$412,252
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Moseley listings, and the typical home goes pending in 19 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Moseley35.34%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Moseley19
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Moseley82
New listings per month
Sellers arriving at the market.
- Moseley30
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Moseley$574,858
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Moseley99.65%
Zip codes with a Moseley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Moseley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.