Mount Calm, Texas.
Typical home $244,541 (+1.7% in a year).
to buy the typical home at today's mortgage rate — +$679 (+112%) since Jan 2020.
- 1 year
- Up $4,171 +2%
- $240,370$244,541 since Sep 2025
- 5 years
- Up $22,739 +10%
- $221,803$244,541 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Calm$1,284
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in Mount Calm, TX rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Mount Calm, Hill County, Texas
Mount Calm is a city of 282 people in Hill County. Unemployment in Hill County was 4.3% in August 2026, and the county had 2.7% more jobs in 2025 than the year before. The most people in Hill County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Calm is a very small Texas city, home to far fewer people than most towns on a map. Homes here are valued below what is typical for the country, and few adults hold a four-year degree. Winters are mild and cold snaps are short, while summers run hot, with little or no snow and a fair amount of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, with others in the building trades, shops and manufacturing. Across Hill County, some of the largest workplaces are Hill College, Hillsboro ISD and Walmart. Unemployment in the county is unchanged from a year earlier, and the county has added jobs over the past year. The typical commute is a fairly long one.
Things to do. For time outdoors, Bosque River is a river a longer drive away. Waco Mammoth National Monument, also a longer drive away, is a protected area. Cameron Park Zoo is a zoo in the same longer-drive range, and Navarro Mills Lake is a reservoir for time on the water.
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- 14%of adults have a degree
- 29 mintypical commute
What people in Hill County work in
Employed residents by industry, from the Census survey. Hill County had 11,848 jobs in 2025, 2.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 35°; warmest in August, with highs near 96° and lows near 73°. About 41 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Navarro Mills Dam weather station, 18 miles away (NOAA).
Largest workplaces in Hill County
- Bobcat ContractingCompressor, metering and pumping station, gas and oil pipeline, construction590
- Hill CollegeTwo-year college410
- Hillsboro ISDSchool district294FTE
- WalmartWarehouse clubs and supercenters289
- DynaEnergetics US Inc. -Blum, TX Main CampusGas well machinery and equipment manufacturing265
- Whitney ISDSchool district264FTE
- WellsConcrete products, precast, manufacturing206
- Clayton Supply Of TxGeneral warehousing and storage200
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 39 workplaces with 20 or more staff, 3,831 people in all across the county; Mount Calm has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- LightningRelatively high
- DroughtRelatively moderate
- Ice stormsRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Calm’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hill County.
Mount Calm home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Calm$244,541
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Calm6
Zip codes with a Mount Calm address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Calm — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.