Mount Dora, Florida.
Typical home $387,027 (-1.3% in a year), asking rent $1,960 (+4.3%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$1,055 (+108%) since Jan 2020.
- 1 year
- Down $5,174 -1%
- $392,202$387,027 since Sep 2025
- 5 years
- Up $61,011 +19%
- $326,016$387,027 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Dora$2,031
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Mount Dora, FL fell 1.3% over the past year — slower than the nation's +1.2%.
Asking rents in Mount Dora, FL rose 4.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Mount Dora runs $732/mo more than renting one. The gap peaked at $1,068 in Oct 2023.
That is $2,692 a month against $1,960 rent: a $2,031 mortgage payment, plus $246 property tax and $414 insurance & upkeep.
Owning vs renting — Mount Dora
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,692
- Renting$1,960
- Mortgage only$2,031
Property tax · $246/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Lake County, FL
Insurance & upkeep · $414/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mount Dora, Lake County, Florida
Mount Dora is a city of 16,341 people in Lake County. Half its households earn more than $74,537 a year and half less, against $73,161 across Lake County; 12% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Lake County was 4.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Dora is a city in Lake County, Florida, with household incomes a little above the county's. More homes here are lived in by their owners than by renters, though a fair number of households do rent. A good share of adults hold a four-year degree, and a typical trip to work is a longer one, with some people working from home. Winters are mild, with January the coolest month, and summers are hot, with July the warmest.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, the building trades and retail. Among the largest workplaces in Mount Dora are Waterman Communities, a retirement community with nursing care, along with Walmart and Publix Super Markets. Unemployment across Lake County has risen a little over the past year, while the number of jobs there has edged up.
Things to do. In or beside town are the Mount Dora Center for the Arts and the Mount Dora History Museum, both museums. Lake Eustis is a lake a short drive away. For a bigger outing, Magic Kingdom is an amusement park a longer drive away.
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- 7,646households
- 39%of adults have a degree
- 12%below the poverty line
- 30 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Lake County had 118,622 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 71° and lows near 44°; warmest in July, with highs near 92° and lows near 73°. About 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mount Plymouth 1SSW weather station, 6 miles away (NOAA).
Largest employers in Mount Dora
- Lake County Public Schools5,669
- Advent Health Waterman (2)3,300
- Publix Supermarkets3,049
- Lake County Government2,298
- Walmart Supercenter2,115
- Orlando Health South Lake Hospital (3)1,897
- UF Health Leesburg Hospital (2)1,828
- Central Florida Health Alliance1,342
From the City of Mount Dora’s annual financial report for 2025, its schedule of principal employers (its source: “Lake County Annual Comprehensive Financial Report”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Hurricanesrelatively high in parts of Mount DoraRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Dora’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Orlando-Kissimmee-Sanford, FL metro.
Mount Dora home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Dora$387,027
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Mount Dora listings, and the typical home goes pending in 44 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Dora34.84%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Mount Dora44
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Dora302
New listings per month
Sellers arriving at the market.
- Mount Dora63
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mount Dora$413,328
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Mount Dora97.56%
Zip codes with a Mount Dora address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Dora — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.