States · Alabama · Jefferson County

Mount Olive, Alabama.

Typical home $264,895 (+2.6% in a year). Birmingham-Hoover, AL metro.

What it costs per month · Mount Olive $1,390/mo

to buy the typical home at today's mortgage rate — +$716 (+106%) since Jan 2020.

What the home itself did
1 year
Up $6,749 +3%
$258,147$264,895 since Sep 2025
5 years
Up $48,932 +23%
$215,963$264,895 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mount Olive $1,390 Alabama $1,252 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mount Olive$1,390
  • Alabama$1,252
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Mount Olive, AL rose 2.6% over the past year — faster than the nation's +1.2%.

Living in Mount Olive, Jefferson County, Alabama

Mount Olive, in Jefferson County, had 4,427 people in the 2020 census. Half its households earn more than $82,234 a year and half less, against $66,388 across Jefferson County; 12% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Jefferson County was 3.8% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 4,427 in the 2020 census; median age 39.6
Household income $82,234 the median, give or take $18,832 · Jefferson County: $66,388
Unemployment 3.8% Jefferson County, August 2026; 3.1% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 26 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mount Olive is a small Alabama town in Jefferson County, with a population that skews a little younger than older. Nearly everyone owns the home they live in, and household incomes run well above the county's. Winters are mild and rarely see snow, summers are hot, and rain is plentiful through the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, banking and insurance, and retail also employing many. Across Jefferson County, some of the largest workplaces are the University of Alabama Hospital, Children's Hospital of Alabama and Jefferson County Schools. The commute is moderate, and some people work from home.

Things to do. Birmingham is a longer drive away, and its best known attractions are there. Legion Field is a stadium, the Birmingham Museum of Art is a museum, and Barber Motorsports Park is a race track. Each of them is a longer drive from town.

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  • 1,379households
  • 24%of adults have a degree
  • 12%below the poverty line
  • 26 mintypical commute
  • 14%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing15%
  • Banks, insurance and property12%
  • Shops (retail)10%
  • Transport, warehouses and utilities9%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Jefferson County had 368,875 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 35°; warmest in July, 91° and 72° 40° 60° 80° 100° J 54° 35° F M A M J J 91° 72° A S O N D
Average daily high and low for each month: coldest in January, 54° and 35°; warmest in July, 91° and 72° 40° 60° 80° 100° J 54° 35° F M A M J J 91° 72° A S O N D

Coldest in January, with highs near 54° and lows near 35°; warmest in July, with highs near 91° and lows near 72°. About 1 inches of snow and 57 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Birmingham Airport weather station, 10 miles away (NOAA).

Largest workplaces in Jefferson County

  1. University of Alabama HospitalGeneral hospital11,411FTE
  2. UA Health Services FoundationCommunity health centers and clinics, outpatient5,637
  3. THE Children's Hospital of AlabamaChildren's hospital4,552FTE
  4. Brasfield & Gorrie Corporate OfficeCommercial building construction4,447
  5. AmazonGeneral warehousing and storage3,660
  6. Jefferson County SchoolsSchool district3,404FTE
  7. Southern Foodservice ManagementCafeteria food services contractors2,670
  8. Veterans Health AdministrationFederal government · Department of Veterans Affairs2,665

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 623 workplaces with 20 or more staff, 101,368 people in all across the county; Mount Olive has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. LightningRelatively high
  3. LandslidesRelatively moderate
  4. Cold wavesrelatively high in parts of Mount OliveRelatively moderate
  5. Inland floodingRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Olive’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Birmingham-Hoover, AL metro.

Mount Olive home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Mount Olive $264,895 Alabama $238,614 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Mount Olive$264,895
  • Alabama$238,614
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Mount Olive listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2025 2026 Mount Olive 31.20% United States 26.90%
20% 25% 30% 35% 2025 2026
  • Mount Olive31.20%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Mount Olive 36
10 20 30 40 2018 2022 2026
  • Mount Olive36

New listings per month

Sellers arriving at the market.

8 10 12 15 2024 2025 2026 Mount Olive 10
8 10 12 15 2024 2025 2026
  • Mount Olive10

Zip codes with a Mount Olive address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Olive — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mount Olive