States · Missouri · Lawrence County

Mount Vernon, Missouri.

Typical home $231,948 (+1.7% in a year).

What it costs per month · Mount Vernon $1,217/mo

to buy the typical home at today's mortgage rate — +$749 (+160%) since Jan 2020.

What the home itself did
1 year
Up $3,979 +2%
$227,970$231,948 since Sep 2025
5 years
Up $67,952 +41%
$163,997$231,948 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mount Vernon $1,217 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mount Vernon$1,217
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Mount Vernon, MO rose 1.7% over the past year — faster than the nation's +1.2%.

Living in Mount Vernon, Lawrence County, Missouri

Mount Vernon is a city of 4,526 people in Lawrence County. Half its households earn more than $53,255 a year and half less, against $61,215 across Lawrence County; 14% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Lawrence County was 4.2% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 4,526 in the 2020 census; median age 35.3
Household income $53,255 the median, give or take $8,726 · Lawrence County: $61,215
Unemployment 4.2% Lawrence County, August 2026; 4.7% a year before
Homes 57% lived in by their owners; 43% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mount Vernon is a small city in Lawrence County, Missouri, with a younger population than many towns its size. Household incomes run below the county's, and more people rent here than in much of the surrounding county, though most homes are still lived in by their owners. Winters are cold, with January the coldest month, summers are hot, and the year brings a fair amount of rain and melted snow.

Work. Many residents work in schools, hospitals and social care, in shops, in restaurants and hotels, and in manufacturing. The largest workplaces in town include Schreiber Foods, which makes cheese spreads, the Mt. Vernon R-V Schools, and Walmart. The typical commute is a moderate one, and a small share of people work from home.

Things to do. Several creeks, including Williams Creek, Stahl Creek and Honey Creek, are a short drive away for time outdoors. A longer drive brings you to Fantastic Caverns, a well-known tourist attraction, and Wilson's Creek National Battlefield, a historic site. Dickerson Park Zoo is also a longer drive away.

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  • 1,707households
  • 20%of adults have a degree
  • 14%below the poverty line
  • 25 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care37%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment10%
  • Manufacturing9%
  • Building trades5%
  • Government5%

Employed residents by industry, from the Census survey. Lawrence County had 8,974 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 22°; warmest in July, 89° and 67° 20° 40° 60° 80° J 44° 22° F M A M J J 89° 67° A S O N D
Average daily high and low for each month: coldest in January, 44° and 22°; warmest in July, 89° and 67° 20° 40° 60° 80° J 44° 22° F M A M J J 89° 67° A S O N D

Coldest in January, with highs near 44° and lows near 22°; warmest in July, with highs near 89° and lows near 67°. About 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mount Vernon Univ Mo - Southwest Ctr weather station, 4 miles away (NOAA).

Largest workplaces in Mount Vernon

  1. Schreiber FoodsCheese spreads manufacturing411
  2. Mt. Vernon R-V SchoolsSchool district203FTE
  3. WalmartWarehouse clubs and supercenters161
  4. First Student115
  5. Mount Vernon - ReycoAutomotive, truck and bus suspension assemblies and parts manufacturing91
  6. T&C StainlessContainers, light gauge metal, manufacturing68
  7. Marco a Terex brandConveyors, farm-type, manufacturing50
  8. Wind & WillowSpice mixtures manufacturing30

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 947 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. TornadoesVery high
  3. Ice stormsVery high
  4. Heat wavesRelatively high
  5. Winter weatherRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Vernon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lawrence County.

Mount Vernon home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Mount Vernon $231,948 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Mount Vernon$231,948
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Mount Vernon listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2026 Mount Vernon 20.51% United States 26.90%
15% 20% 25% 30% 2026
  • Mount Vernon20.51%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Mount Vernon 44
10 20 30 40 50 2018 2022 2026
  • Mount Vernon44

New listings per month

Sellers arriving at the market.

10 11 12 13 2026 Mount Vernon 13
10 11 12 13 2026
  • Mount Vernon13

Zip codes with a Mount Vernon address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Vernon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mount Vernon