States · Alabama · Jefferson County

Mountain Brook, Alabama.

Typical home $1,054,515 (+8.7% in a year), asking rent $2,543 . Birmingham-Hoover, AL metro.

What it costs per month · Mountain Brook $5,535/mo

to buy the typical home at today's mortgage rate — +$3,123 (+129%) since Jan 2020.

What the home itself did
1 year
Up $84,160 +9%
$970,355$1,054,515 since Sep 2025
5 years
Up $254,541 +32%
$799,974$1,054,515 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 Mountain Brook $5,535 Alabama $1,252 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • Mountain Brook$5,535
  • Alabama$1,252
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Mountain Brook, AL rose 8.7% over the past year — faster than the nation's +1.2%.

Living in Mountain Brook, Jefferson County, Alabama

Mountain Brook is a city of 22,461 people in Jefferson County. Half its households earn more than $201,479 a year and half less, against $66,388 across Jefferson County; 3% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Jefferson County was 3.8% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.

People 22,461 in the 2020 census; median age 42.9
Household income $201,479 the median, give or take $15,143 · Jefferson County: $66,388
Unemployment 3.8% Jefferson County, August 2026; 3.1% a year before
Homes 90% lived in by their owners; 10% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mountain Brook is a settled, comfortable suburb just outside Birmingham, and nearly everyone who lives here owns their home. Household incomes are far above the county's, and very few people live below the poverty line. Adults here are older on average than in much of the country, and almost all have a four-year degree. Typical home values are high, and rents are high too. Winters are cool and short, with lows that dip just below freezing in January and almost no snow, while summers are hot and the year is a wet one.

Work. Many residents work in schools, hospitals and social care, in banks, insurance and property, in professional and business services, and in shops. The biggest workplaces in town include Mountain Brook City Schools, Publix Super Markets and Landscape Workshop. The usual trip to work is short, and a good number of people work from home. Unemployment across Jefferson County is a little higher than a year ago, and the county has added only slightly to its jobs.

Things to do. The Birmingham Zoo and the Birmingham Botanical Gardens are both in or beside town, and Lane Park is there too, a protected green space close to home. A short drive away you will find the Birmingham Museum of Art, for an afternoon indoors. Barber Motorsports Park, a race track, is also a short drive away.

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  • 8,426households
  • 89%of adults have a degree
  • 3%below the poverty line
  • 16 mintypical commute
  • 17%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Banks, insurance and property19%
  • Professional and business services18%
  • Shops (retail)9%
  • Manufacturing6%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Jefferson County had 368,875 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 35°; warmest in July, 91° and 72° 40° 60° 80° 100° J 54° 35° F M A M J J 91° 72° A S O N D
Average daily high and low for each month: coldest in January, 54° and 35°; warmest in July, 91° and 72° 40° 60° 80° 100° J 54° 35° F M A M J J 91° 72° A S O N D

Coldest in January, with highs near 54° and lows near 35°; warmest in July, with highs near 91° and lows near 72°. About 1 inches of snow and 57 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Birmingham Airport weather station, 5 miles away (NOAA).

Largest workplaces in Mountain Brook

  1. Southern Foodservice ManagementCafeteria food services contractors2,670
  2. Mountain Brook City SchoolsSchool district661FTE
  3. Ard ContractingFoundation, building, poured concrete, contractors200
  4. Publix Super MarketsSupermarkets and other grocery stores138
  5. Landscape WorkshopSeasonal property maintenance services60
  6. Capstone Collegiate CommunitiesOther activities related to real estate27

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 3,095 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. LightningRelatively high
  3. Inland floodingrelatively high in parts of Mountain BrookRelatively moderate
  4. Cold wavesrelatively high in parts of Mountain BrookRelatively moderate
  5. Heat wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mountain Brook’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Birmingham-Hoover, AL metro.

Mountain Brook home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 Mountain Brook $1,054,515 Alabama $238,614 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • Mountain Brook$1,054,515
  • Alabama$238,614
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Mountain Brook listings, and the typical home goes pending in 7 days — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Mountain Brook 17.35% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Mountain Brook17.35%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2026 Mountain Brook 7 United States 27
10 20 30 40 2026
  • Mountain Brook7
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Mountain Brook 57
50 100 150 2018 2022 2026
  • Mountain Brook57

New listings per month

Sellers arriving at the market.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Mountain Brook 27
20 40 60 2018 2022 2026
  • Mountain Brook27

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $600,000 $800,000 2026 Mountain Brook $941,261 United States $371,407
$400,000 $600,000 $800,000 2026
  • Mountain Brook$941,261
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

105% 106% 107% 108% 2026 Mountain Brook 105.10%
105% 106% 107% 108% 2026
  • Mountain Brook105.10%

Zip codes with a Mountain Brook address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mountain Brook — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mountain Brook