States · Vermont · Rutland County

Mt Holly, Vermont.

Typical home $402,359 (+4.1% in a year). Rutland, VT metro.

What it costs per month · Mt Holly $2,112/mo

to buy the typical home at today's mortgage rate — +$1,150 (+120%) since Jan 2020.

What the home itself did
1 year
Up $15,928 +4%
$386,431$402,359 since Sep 2025
5 years
Up $61,589 +18%
$340,769$402,359 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mt Holly $2,112 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mt Holly$2,112
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in Mt Holly, VT rose 4.1% over the past year — faster than the nation's +1.2%.

Living in Mt Holly, Rutland County, Vermont

Mt Holly is a town of 1,385 people in Rutland County. Half its households earn more than $78,015 a year and half less, against $68,616 across Rutland County; 12% of its people live below the poverty line. 92% of its homes are lived in by their owners and 8% are rented. Unemployment in Rutland County was 2.8% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then construction.

People 1,385 in the 2020 census
Household income $78,015 the median, give or take $19,089 · Rutland County: $68,616
Unemployment 2.8% Rutland County, August 2026; 2.8% a year before
Homes 92% lived in by their owners; 8% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mt Holly is a small Vermont town where nearly everyone owns the home they live in, far more than is usual across the country. Household incomes run higher than across Rutland County as a whole, though a noticeable part of residents still live below the poverty line. Winters are cold and very snowy, with January the coldest month, and summers are warm without being hot.

Work. Residents work mostly in schools, hospitals and social care, the building trades, professional and business services, and manufacturing. Across Rutland County, some of the largest workplaces are Rutland Regional Medical Center, Powdr, which runs ski facilities, and the Rutland City School District. Commutes are fairly long, and a modest share of people work from home.

Things to do. Okemo Mountain, a ski area, is a short drive away, as is the West River, a good spot for time by the water. The Robert T. Stafford White Rocks National Recreation Area, a protected area of forest and rock, is also a short drive away. Killington Ski Resort is a longer drive for those who want a bigger mountain.

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  • 599households
  • 42%of adults have a degree
  • 12%below the poverty line
  • 26 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Building trades16%
  • Professional and business services13%
  • Manufacturing13%
  • Restaurants, hotels and entertainment12%
  • Shops (retail)10%

Employed residents by industry, from the Census survey. Rutland County had 25,317 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 8°; warmest in July, 82° and 56° 0° 20° 40° 60° 80° J 30° 8° F M A M J J 82° 56° A S O N D
Average daily high and low for each month: coldest in January, 30° and 8°; warmest in July, 82° and 56° 0° 20° 40° 60° 80° J 30° 8° F M A M J J 82° 56° A S O N D

Coldest in January, with highs near 30° and lows near 8°; warmest in July, with highs near 82° and lows near 56°. About 83 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cavendish weather station, 11 miles away (NOAA).

Largest workplaces in Rutland County

  1. Rutland Regional Medical CenterGeneral hospital1,306FTE
  2. Integrated Manufacturing Rutland1,221
  3. PowdrAlpine skiing facilities with accommodations858
  4. Rutland City School DistrictSchool district353FTE
  5. Slate Valley Unified Union School District #62School district232FTE
  6. BAYADA Home Health CareHome health care224
  7. Casella ConstructionBackfilling, construction210
  8. VelcoElec bulk pwr trans and control200

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 49 workplaces with 20 or more staff, 7,962 people in all across the county; Mt Holly has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively moderate
  2. Ice stormsRelatively moderate
  3. Winter weatherRelatively moderate
  4. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Rutland County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rutland County and the Rutland, VT metro.

Mt Holly home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 Mt Holly $402,359 Vermont $391,900 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Mt Holly$402,359
  • Vermont$391,900
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2024 2025 2026 Mt Holly 19
5 10 15 2024 2025 2026
  • Mt Holly19

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Mt Holly address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mt Holly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mt Holly