States · Texas · Cass County

Naples, Texas.

Typical home $146,767 (-4.1% in a year).

What it costs per month · Naples $770/mo

to buy the typical home at today's mortgage rate — +$288 (+60%) since Jan 2020.

What the home itself did
1 year
Down $6,318 -4%
$153,085$146,767 since Sep 2025
5 years
Down $18,344 -11%
$165,111$146,767 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Naples $770 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Naples$770
  • Texas$1,556
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Naples, TX fell 4.1% over the past year — slower than the nation's +1.2%.

Living in Naples, Cass County, Texas

Naples is a city of 1,387 people in Cass County. Half its households earn more than $34,696 a year and half less, against $53,813 across Cass County. Unemployment in Cass County was 5.5% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most people in Cass County work in schools and health care, then shops.

People 1,387 in the 2020 census
Household income $34,696 the median, give or take $8,051 · Cass County: $53,813
Unemployment 5.5% Cass County, August 2026; 5.3% a year before
Homes Too few homes in Naples for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Naples is a small city in Cass County, in the northeast corner of Texas. Household incomes here run well below the county's, and homes are modest in price. Few adults hold a four-year degree, and very few work from home, so most people head out to a job each day. Winters are mild and brief, with snow only now and then, while summers are hot, and rain and melted snow fall generously through the year.

Work. Residents work mostly in schools, hospitals and social care, with many others in shops, manufacturing and the building trades. Across Cass County, some of the largest workplaces are Graphic Packaging International, which makes paper and paperboard, Atlanta ISD, the school district, and Walmart. Unemployment in the county is a little higher than it was a year ago, though the county has added jobs over the past year.

Things to do. White Oak Creek, a river, is a short drive away and the closest spot for time on the water. Farther afield, Daingerfield State Park and Atlanta State Park are protected areas for walking and picnics. The Northeast Texas Rural Heritage Center and Museum is also a longer drive away and suits a day trip into the region's past.

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  • 539households
  • 9%of adults have a degree
  • 4%work from home

What people in Cass County work in

  • Schools, hospitals and social care25%
  • Shops (retail)12%
  • Manufacturing12%
  • Building trades9%
  • Other services8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Cass County had 7,925 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 56° and 32°; warmest in August, 94° and 71° 40° 60° 80° 100° J 56° 32° F M A M J J A 94° 71° S O N D
Average daily high and low for each month: coldest in January, 56° and 32°; warmest in August, 94° and 71° 40° 60° 80° 100° J 56° 32° F M A M J J A 94° 71° S O N D

Coldest in January, with highs near 56° and lows near 32°; warmest in August, with highs near 94° and lows near 71°. About 2 inches of snow and 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mount Pleasant weather station, 19 miles away (NOAA).

Largest workplaces in Cass County

  1. Graphic Packaging InternationalPaper and paperboard825
  2. Atlanta ISDSchool district355FTE
  3. ADV Hughes SpringsHome health care agencies309
  4. WalmartWarehouse clubs and supercenters261
  5. Great American FoodsBuffet eating places238
  6. Ameripack FoodsNationality specialty foods, frozen, manufacturing229
  7. Hughes Springs ISDSchool district211FTE
  8. Queen City ISDSchool district178FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 2,814 people in all across the county; Naples has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Ice stormsVery high
  3. Strong windVery high
  4. HailVery high
  5. Heat wavesRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Naples’ census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cass County.

Naples home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Naples $146,767 Texas $296,424 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Naples$146,767
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Naples listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Naples 19
10 20 30 2018 2022 2026
  • Naples19

Zip codes with a Naples address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Naples — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Naples