Nelliston, New York.
Typical home $146,745 (+8.1% in a year). Amsterdam, NY metro.
to buy the typical home at today's mortgage rate — +$496 (+181%) since Jan 2020.
- 1 year
- Up $11,048 +8%
- $135,697$146,745 since Sep 2025
- 5 years
- Up $50,116 +52%
- $96,629$146,745 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Nelliston$770
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Nelliston, NY rose 8.1% over the past year — faster than the nation's +1.2%.
Living in Nelliston, Montgomery County, New York
Nelliston is a village of 555 people in Montgomery County. Unemployment in Montgomery County was 4.4% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Nelliston is a very small village in Montgomery County, New York, with far fewer residents than most towns, so neighbors tend to know one another. Winters are cold, with January the coldest month and highs staying below freezing, while summers are pleasantly warm, with July the warmest. Homes here are priced well below what is typical in many parts of the country, and household incomes across Montgomery County sit a little below the state's.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing and the building trades. A good number of people work from home. Across Montgomery County, some of the largest workplaces are Target, St. Marys Healthcare and the Amsterdam City School District, and the county's unemployment rate is unchanged from a year earlier.
Things to do. Otsquago Creek and the Arkell Museum are in or beside town, so a creekside walk and an art and history museum are close at hand. Timmerman Creek is a short drive away, for a quiet look at running water. For a longer outing, the National Baseball Hall of Fame and Museum is a longer drive away, and baseball fans tend to find it worth the trip.
Report a mistake
- 10%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 19,548 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 13°; warmest in July, with highs near 78° and lows near 58°.
Average daily high and low, 1991–2020, at the Cherry Valley Nne weather station, 10 miles away (NOAA).
Largest workplaces in Montgomery County
- TargetDiscount department stores1,563
- St. Marys HealthcareGeneral hospital933FTE
- Amsterdam City School DistrictSchool district541FTE
- AmsterdamGeneral warehousing and storage487
- KeymarkAluminum extruded product445
- St. Mary's HealthcareNursing homes375
- WalmartWarehouse clubs and supercenters325
- Sticker Mule, LLC - Elk StreetLabels, commercial printing, on a job-order basis270
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 62 workplaces with 20 or more staff, 8,753 people in all across the county; Nelliston has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Nelliston’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Amsterdam, NY metro.
Nelliston home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Nelliston$146,745
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Nelliston address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Nelliston — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.