New Florence, Missouri.
Typical home $225,259 (+5.4% in a year).
to buy the typical home at today's mortgage rate — +$367 (+45%) since Jan 2020.
- 1 year
- Up $11,637 +5%
- $213,621$225,259 since Sep 2025
- 5 years
- Down $25,003 -10%
- $250,262$225,259 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New Florence$1,182
- Missouri$1,393
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in New Florence, MO rose 5.4% over the past year — faster than the nation's +1.2%.
Living in New Florence, Montgomery County, Missouri
New Florence is a city of 641 people in Montgomery County. Unemployment in Montgomery County was 3.4% in August 2026, and the county had 1.5% fewer jobs in 2025 than the year before. The most people in Montgomery County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. New Florence is a small Missouri city in Montgomery County, where homes cost less than in much of the country and a four-year degree is less common among adults than across the nation. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Montgomery County, the largest workplaces include Montgomery CO. R-II Schools, New Florence Wood Products, which makes barrel heading and staves, and Revolutionary Builders, a building framing firm. Unemployment in the county is a little lower than a year ago, though there were somewhat fewer jobs last year than the year before, and the typical commute is a modest one.
Things to do. Graham Cave State Park, a protected area, is a short drive away, and so is Graham Cave itself, an archaeological site. Smith Branch, a small river, is also a short drive away, which makes the area suited to time outdoors along its creeks and woods.
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- 16%of adults have a degree
- 14%below the poverty line
- 23 mintypical commute
- 4%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 3,178 jobs in 2025, 1.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 20°; warmest in July, with highs near 88° and lows near 66°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Warrenton North weather station, 18 miles away (NOAA).
Largest workplaces in Montgomery County
- Montgomery Co. R-II SchoolsSchool district165FTE
- New Florence Wood ProductsBarrel heading and staves manufacturing130
- Revolutionary BuildersBuilding framing115
- Sellenriek Construction JonesburgUtility line, construction54
- Wellsville Middletown R-I SchoolsSchool district54FTE
- Steel and Pipe Supply CompaniesMetal products merchant wholesalers43
- Service & Supply Co-op - BellflowerLime, agricultural, merchant wholesalers33
- Montgomery CityMail and parcel delivery29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 501 people in all across the county; New Florence has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- Inland floodingVery high
- HailRelatively high
- LightningRelatively high
- Ice stormsRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in New Florence’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County.
New Florence home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- New Florence$225,259
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- New Florence9
Zip codes with a New Florence address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls New Florence — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.