New Windsor, Maryland.
Typical home $478,929 (+0.9% in a year). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,218 (+94%) since Jan 2020.
- 1 year
- Up $4,338 +1%
- $474,591$478,929 since Sep 2025
- 5 years
- Up $60,598 +14%
- $418,331$478,929 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New Windsor$2,514
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in New Windsor, MD rose 0.9% over the past year — slower than the nation's +1.2%.
Living in New Windsor, Carroll County, Maryland
New Windsor is a town of 1,441 people in Carroll County. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Carroll County was 3.0% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. New Windsor is a small town in Carroll County, Maryland, where nearly everyone lives in a home they own. Household incomes in the town are not as high as across the county, and a share of residents live below the poverty line. Winters are cold, with January highs near freezing and snow most winters, and summers turn warm, with July the hottest month. Rain and melted snow add up to a fair amount over the year.
Work. Many residents work in schools, hospitals and social care, with professional and business services, the building trades and shops also employing a good number. A fair share of people work from home, and a good many adults hold a four-year degree. Across Carroll County, some of the largest workplaces are Carroll County Public Schools, Carroll Hospital Center and McDaniel College.
Things to do. For time outdoors, Piney Run Park is a protected area a longer drive away, and Patapsco Valley State Park is another protected area a longer drive off. Gettysburg National Military Park, a historic battlefield site, is also a longer drive away. The Baltimore Museum of Art is another longer drive for a day among galleries.
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- 561households
- 38%of adults have a degree
- 11%below the poverty line
- 18%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 59,443 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 85° and lows near 64°. About 28 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Emmitsburg Southeast weather station, 14 miles away (NOAA).
Largest workplaces in Carroll County
- Carroll County Public SchoolsSchool district3,426FTE
- Carroll Hospital CenterGeneral hospital1,038FTE
- McDaniel CollegeUniversity or college851
- EvapcoEvaporative condensers manufacturing712
- Springfield Hospital CenterPsychiatric hospital702FTE
- Carroll Community CollegeTwo-year college576
- Foodservice Maryland483
- Amentum ServicesBase facilities operation support services409
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 116 workplaces with 20 or more staff, 14,707 people in all across the county; New Windsor has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in New Windsor’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Baltimore-Columbia-Towson, MD metro.
New Windsor home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- New Windsor$478,929
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 New Windsor listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- New Windsor29.38%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- New Windsor21
New listings per month
Sellers arriving at the market.
- New Windsor7
Zip codes with a New Windsor address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls New Windsor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.