Niwot, Colorado.
Typical home $1,121,647 (+4.1% in a year), asking rent $2,090 . Boulder, CO metro.
to buy the typical home at today's mortgage rate — +$3,088 (+110%) since Jan 2020.
- 1 year
- Up $44,314 +4%
- $1,077,333$1,121,647 since Sep 2025
- 5 years
- Up $160,837 +17%
- $960,810$1,121,647 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Niwot$5,887
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Niwot, CO rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Niwot, Boulder County, Colorado
Niwot, in Boulder County, had 4,306 people in the 2020 census. Half its households earn more than $146,492 a year and half less, against $103,994 across Boulder County; 2% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Boulder County was 4.6% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Niwot is a small community in Boulder County where most homes are lived in by their owners. Household incomes run well above the county's, and very few residents live below the poverty line. A large majority of adults hold a four-year degree, and homes here are priced well above what is typical, with rents to match. Winters are cold, with January days staying chilly and nights well below freezing, while July afternoons turn hot. Rain and melted snow come in modest amounts across the year.
Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in manufacturing and in shops. Some of the largest workplaces in Niwot itself are PTA, Nite Ize and Dynamic Design and Manufacturing, which are makers and suppliers of hardware, sporting goods and sheet metal work. The typical commute is fairly short. Across Boulder County, unemployment is higher than a year ago and there are slightly fewer jobs than there were.
Things to do. A short drive away, Boulder Creek and South Boulder Creek offer river scenery, and the University of Colorado Museum of Natural History is a museum close by. Folsom Field, a stadium, is also a short drive away. For a longer outing, the Denver Art Museum is a longer drive away.
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- 1,505households
- 67%of adults have a degree
- 2%below the poverty line
- 18 mintypical commute
What residents work in
Employed residents by industry, from the Census survey. Boulder County had 191,487 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 14°; warmest in July, with highs near 91° and lows near 55°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Longmont Ese weather station, 6 miles away (NOAA).
Largest workplaces in Niwot
- PTAHardware, plastics, manufacturing120
- Nite IzeSporting goods and supplies merchant wholesalers83
- Dynamic Design and ManufacturingSheet metal work manufacturing35
- Left Hand Animal HospitalVeterinary services, pets and other animal specialties25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 263 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- WildfireRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Niwot’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Boulder County and the Boulder, CO metro.
Niwot home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Niwot$1,121,647
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Niwot listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Niwot28.30%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Niwot41
New listings per month
Sellers arriving at the market.
- Niwot9
Zip codes with a Niwot address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Niwot — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.