Nowata, Oklahoma.
Typical home $151,075 (+4.4% in a year).
to buy the typical home at today's mortgage rate — +$443 (+126%) since Jan 2020.
- 1 year
- Up $6,304 +4%
- $144,772$151,075 since Sep 2025
- 5 years
- Up $36,525 +32%
- $114,551$151,075 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Nowata$793
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Nowata, OK rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Nowata, Nowata County, Oklahoma
Nowata is a city of 3,517 people in Nowata County. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Nowata County was 4.5% in August 2026, and the county had 2.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Nowata is a small city and the seat of Nowata County, with a population that sits a little younger than the typical American town. Most homes are lived in by their owners, and a typical home is valued well below what buyers face in many parts of the country. Poverty is more common here than in many places, and few adults hold a four-year degree. Winters are cold but not severe, and summers run hot.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing a good share. The biggest workplaces in town include Nowata Schools, Nowata Health Center and Osage Nursing Center. Unemployment across Nowata County has risen over the past year, and the county has fewer jobs than it did a year earlier. The typical commute is a fairly long one, and only a few people work from home.
Things to do. For time on the water, Oologah Lake and Lake Claremore are both lakes a longer drive away, and the Caney River is also a longer drive from town. History and the arts are on offer at the Will Rogers Memorial Museum, a museum a longer drive away. Those who like a state park can head to Wah-Sha-She State Park, a protected area a longer drive away.
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- 1,411households
- 13%of adults have a degree
- 26%below the poverty line
- 26 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Nowata County had 1,660 jobs in 2025, 2.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 92° and lows near 71°.
Average daily high and low, 1991–2020, at the Nowata weather station, under a mile away (NOAA).
Largest workplaces in Nowata
- Nowata SchoolsSchool district106FTE
- Hays HouseGroup homes, intellectual and developmental disability50
- Osage Nursing CenterNursing homes39
- Nowata Health CenterCritical access hospital28FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 89 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windVery high
- TornadoesVery high
- Cold wavesVery high
- Heat wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Nowata’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Nowata County.
Nowata home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Nowata$151,075
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 4 Nowata listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Nowata26.92%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Nowata36
New listings per month
Sellers arriving at the market.
- Nowata8
Zip codes with a Nowata address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Nowata — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.