Oak City, North Carolina.
Typical home $91,025 (+4.9% in a year).
to buy the typical home at today's mortgage rate — +$178 (+59%) since Feb 2022.
- 1 year
- Up $4,248 +5%
- $86,777$91,025 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oak City$478
- North Carolina$1,743
- United States$1,922
Typical home values in Oak City, NC rose 4.9% over the past year — faster than the nation's +1.2%.
Living in Oak City, Martin County, North Carolina
Oak City is a town of 266 people in Martin County. Half its households earn more than $61,091 a year and half less, against $48,578 across Martin County; 6% of its people live below the poverty line. Unemployment in Martin County was 4.0% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Martin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oak City is a very small town in Martin County, North Carolina, where neighbors are likely to know one another. Household incomes run higher than across the county as a whole, and homes here are typically valued at a modest level. Winters are mild and rarely bring snow, summers are hot, and rain falls fairly often through the year. Relatively few adults hold a four-year degree.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, restaurants and hotels, and retail also employing many. Across Martin County, some of the largest workplaces are Martin County Schools, Walmart and Martin Community College. Jobs across the county were slightly fewer last year than the year before, and the usual trip to work is a fairly long one.
Things to do. A short drive away are Fort Branch, a fort, and the Fort Branch Site, an archaeological site, both of interest to anyone curious about the area's past. A longer drive brings you to the Roanoke River National Wildlife Refuge, a protected area for time outdoors.
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- 11%of adults have a degree
- 6%below the poverty line
- 37 mintypical commute
What people in Martin County work in
Employed residents by industry, from the Census survey. Martin County had 6,126 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 33°; warmest in July, with highs near 89° and lows near 70°. About 1 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lewiston weather station, 14 miles away (NOAA).
Largest workplaces in Martin County
- Martin County SchoolsSchool district423FTE
- WalmartWarehouse clubs and supercenters241
- Martin Community CollegeTwo-year college231
- Penco ProductsLockers manufacturing125
- The Carrolton of WilliamstonNursing homes83
- Food LionGrocery stores64
- Food LionGrocery stores53
- Intertape Polymer Group52
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 885 people in all across the county; Oak City has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- DroughtRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oak City’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Martin County.
Oak City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oak City$91,025
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Oak City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oak City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.