Oakboro, North Carolina.
Typical home $325,630 (+3.7% in a year). Albemarle, NC metro.
to buy the typical home at today's mortgage rate — +$1,075 (+170%) since Jan 2020.
- 1 year
- Up $11,653 +4%
- $313,977$325,630 since Sep 2025
- 5 years
- Up $92,264 +40%
- $233,366$325,630 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oakboro$1,709
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Oakboro, NC rose 3.7% over the past year — faster than the nation's +1.2%.
Living in Oakboro, Stanly County, North Carolina
Oakboro is a town of 2,128 people in Stanly County. Half its households earn more than $69,100 a year and half less, against $60,704 across Stanly County; 6% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Stanly County was 3.1% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oakboro is a small town in Stanly County, North Carolina, where most homes are lived in by their owners and incomes run above the county's. Few residents live below the poverty line, and a four-year degree is held by a smaller group of adults than in many towns. Winters are mild and rarely bring much snow, summers are hot, and rain falls fairly evenly through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, retail, and professional and business services close behind. Among the largest workplaces across Stanly County are Stanly County Schools, Atrium Health Stanly and Michelin Aircraft Tire Co. The typical commute is a long one, and a fair number of people work from home. Jobs across the county grew over the past year, and unemployment in Stanly County is lower than a year ago.
Things to do. Water Branch, a river, is a short drive away. A longer drive brings you to Uwharrie National Forest, a protected area for walking and time outdoors, and to Lake Tillery, a reservoir. For a day out in the city, Bank of America Stadium is also a longer drive away.
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- 1,116households
- 22%of adults have a degree
- 6%below the poverty line
- 33 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Stanly County had 23,791 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 31°; warmest in July, with highs near 89° and lows near 69°. About 1 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Albemarle weather station, 14 miles away (NOAA).
Largest workplaces in Stanly County
- Stanly County SchoolsSchool district1,012FTE
- Stanly Community CollegeTwo-year college584
- Atrium Health StanlyGeneral hospital546FTE
- Cast Iron DivisionCast iron pipe and pipe fittings manufacturing543
- Michelin Aircraft Tire CoAircraft tire manufacturing489
- WalmartWarehouse clubs and supercenters321
- MonarchHuman services non-profit287
- WalmartWarehouse clubs and supercenters273
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 53 workplaces with 20 or more staff, 5,925 people in all across the county; Oakboro has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oakboro’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stanly County and the Albemarle, NC metro.
Oakboro home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oakboro$325,630
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oakboro16
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Oakboro address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oakboro — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.