States · Florida · Orange County

Oakland, Florida.

Typical home $570,276 (+2.2% in a year), asking rent $2,105 . Orlando-Kissimmee-Sanford, FL metro.

What it costs per month · Oakland $2,993/mo

to buy the typical home at today's mortgage rate — +$1,647 (+122%) since Jan 2020.

What the home itself did
1 year
Up $12,090 +2%
$558,187$570,276 since Sep 2025
5 years
Up $121,699 +27%
$448,578$570,276 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Oakland $2,993 Florida $1,970 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Oakland$2,993
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Oakland, FL rose 2.2% over the past year — faster than the nation's +1.2%.

Living in Oakland, Orange County, Florida

Oakland is a town of 3,516 people in Orange County. Half its households earn more than $152,195 a year and half less, against $79,719 across Orange County; 7% of its people live below the poverty line. Unemployment in Orange County was 4.5% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 3,516 in the 2020 census
Household income $152,195 the median, give or take $19,459 · Orange County: $79,719
Unemployment 4.5% Orange County, August 2026; 4.1% a year before
Homes Too few homes in Oakland for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Oakland is a small town in Orange County where households earn well above what is typical across the county, and a smaller share of people live below the poverty line than you might expect. Homes here cost a good deal more than the typical home elsewhere in the area, and rents run high too. Winters are mild, with January the coolest month, while summers are hot, and rain and the occasional melted snow add up to a fairly wet year.

Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, professional and business services, and shops. Across Orange County, some of the largest workplaces are SeaWorld, Walt Disney Parks and Resorts US, and AdventHealth Orlando. The typical commute is a fairly long one, and a good number of people work from home, more than in many places.

Things to do. The Magic Kingdom, an amusement park, is a short drive away, and so is The Haunted Mansion, a tourist attraction. Farther afield, a longer drive takes you to the rest of Walt Disney World Resort, including Disney's Animal Kingdom, which is a zoo, and to SeaWorld Orlando, an aquarium. Together they make the town a convenient base for visitors and for family days out.

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  • 1,298households
  • 7%below the poverty line
  • 29 mintypical commute
  • 30%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Restaurants, hotels and entertainment16%
  • Professional and business services15%
  • Shops (retail)14%
  • Building trades8%
  • Manufacturing6%

Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 71° and 49°; warmest in July, 93° and 73° 40° 50° 60° 70° 80° 90° 100° J 71° 49° F M A M J J 93° 73° A S O N D
Average daily high and low for each month: coldest in January, 71° and 49°; warmest in July, 93° and 73° 40° 50° 60° 70° 80° 90° 100° J 71° 49° F M A M J J 93° 73° A S O N D

Coldest in January, with highs near 71° and lows near 49°; warmest in July, with highs near 93° and lows near 73°. About 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Orlando West weather station, 6 miles away (NOAA).

Largest employers in Orange County

  1. Walt Disney World Co.80,000
  2. Advent Health/Florida Hospital40,000
  3. Universal Orlando Resort32,084
  4. Orlando Health28,806
  5. Orange County Public Schools24,685
  6. Lockheed Martin Corp.14,000
  7. University of Central Florida13,645
  8. Orange County Government12,268

From Orange County’s annual financial report for 2025, its schedule of principal employers (its source: “Source: Orlando Business Journal: 2025 Book of Lists, Central Florida”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively high
  3. Wildfirerelatively high in parts of OaklandRelatively moderate
  4. Hurricanesrelatively high in parts of OaklandRelatively moderate
  5. HailRelatively moderate
  6. Lightningrelatively high in parts of OaklandRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oakland’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.

Oakland home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Oakland $570,276 Florida $375,361 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Oakland$570,276
  • Florida$375,361
  • United States$366,157
Property tax, 2026 roll $5,715/yr median bill inside Oakland, effective 1.00% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Oakland listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 30% 40% 50% 2025 2026 Oakland 26.49% United States 26.90%
20% 30% 40% 50% 2025 2026
  • Oakland26.49%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Oakland 29
10 20 30 2018 2022 2026
  • Oakland29

New listings per month

Sellers arriving at the market.

5 6 7 8 9 2026 Oakland 8
5 6 7 8 9 2026
  • Oakland8

Zip codes with a Oakland address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oakland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Oakland