Oakland, Missouri.
Typical home $465,415 (+0.9% in a year). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$1,188 (+95%) since Jan 2020.
- 1 year
- Up $4,044 +1%
- $461,370$465,415 since Sep 2025
- 5 years
- Up $76,374 +20%
- $389,040$465,415 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oakland$2,443
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Oakland, MO rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Oakland, St. Louis County, Missouri
Oakland is a city of 1,390 people in St. Louis County. Half its households earn more than $114,861 a year and half less, against $82,936 across St. Louis County; 6% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oakland is a small city in St. Louis County, home to a settled, mostly older community. Most homes are lived in by their owners, and typical home values and household incomes run well above the county's. Few residents live below the poverty line, and most adults hold a four-year degree.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in shops, and in banks, insurance and property. Across St. Louis County, some of the largest workplaces are Washington University in St Louis, The Boeing Company and Mercy Hospital - St. Louis. Commutes are fairly short, and a good number of people work from home.
Things to do. A short drive away are some of the area's best-known sights: Forest Park, the Saint Louis Zoo and the Saint Louis Art Museum, all close to one another. The Missouri Botanical Garden is also a short drive off. For a longer outing, Gateway Arch National Park is a longer drive away, and winters here are cold while summers turn hot.
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- 593households
- 59%of adults have a degree
- 6%below the poverty line
- 20 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 25°; warmest in July, with highs near 90° and lows near 72°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Louis Sci Ctr weather station, 7 miles away (NOAA).
Largest workplaces in St. Louis County
- Washington University in St LouisUniversity or college20,568
- The Boeing CompanyAircraft manufacturing13,947
- Graybar Electric CompanyDistribution equipment, electrical, merchant wholesalers7,787
- Specl. Sch. Dst. St. Louis CO SchoolsSchool district5,153FTE
- Mercy Hospital - St. LouisGeneral hospital5,074FTE
- Brinkmann ConstructorsCommercial building construction general contractors4,695
- Rockwood R-VI SchoolsSchool district3,388FTE
- SSM Health St. Marys Hospital - STLGeneral hospital3,059FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 995 workplaces with 20 or more staff, 186,284 people in all across the county; Oakland has two of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- HailRelatively high
- EarthquakesRelatively high
- Ice stormsRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oakland’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.
Oakland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oakland$465,415
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Oakland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oakland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.