Oakville, Missouri.
Typical home $363,742 (+3.4% in a year), asking rent $1,552 . St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$1,005 (+111%) since Jan 2020.
- 1 year
- Up $11,878 +3%
- $351,865$363,742 since Sep 2025
- 5 years
- Up $74,577 +26%
- $289,165$363,742 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oakville$1,909
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Oakville, MO rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Oakville, St. Louis County, Missouri
Oakville, in St. Louis County, had 36,301 people in the 2020 census. Half its households earn more than $106,362 a year and half less, against $82,936 across St. Louis County; 6% of its people live below the poverty line. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oakville is a community in St. Louis County where most households own their homes, and the share of owners is high. Incomes run well above the county's, and fewer people live in poverty than you might expect. Residents tend to be older than in many communities, and a good number of adults hold a four-year degree. Winters are cold, with January the coldest month, and snow falls most years; summers are hot, with July the warmest, and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops and manufacturing. The biggest workplaces in Oakville include Bethesda Southgate, a nursing care home for the elderly, along with Goodwin Brothers Construction Company and Schnuck Markets. A good number of people work from home, and the typical commute is a fairly long one. Across St. Louis County, the job market has loosened a little over the past year.
Things to do. Cliff Cave County Park, a protected area, sits in or beside town, and the Meramec River, a short drive away, is good for time by the water. A longer drive brings you to the Saint Louis Zoo and the Missouri Botanical Garden, along with Gateway Arch National Park, one of the best known sights in the region.
Report a mistake
- 13,914households
- 44%of adults have a degree
- 6%below the poverty line
- 28 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 88° and lows near 69°. About 14 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cahokia weather station, 10 miles away (NOAA).
Largest workplaces in Oakville
- Bethesda SouthgateHomes for the elderly with nursing care153
- Goodwin Brothers Construction CompanyAqueduct construction132
- J.H. Berra Construction CoConstruction management, water and sewer line100
- Schnuck MarketsSupermarket groc not convenience store99
- South CountyMail and parcel delivery77
- SAK ConstructionTunnel construction53
- Sterling Engineering and SurveyCivil engineering services45
- Davey Tree Expert CompanyLandscaping services35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 743 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- HailRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
- EarthquakesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oakville’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.
Oakville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oakville$363,742
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 3 Oakville listings, and the typical home goes pending in 5 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oakville29.47%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Oakville5
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oakville76
New listings per month
Sellers arriving at the market.
- Oakville44
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Oakville$378,265
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Oakville104.28%
Zip codes with a Oakville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oakville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.