Ocoee, Florida.
Typical home $414,035 (-0.9% in a year), asking rent $2,170 (-0.2%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$1,178 (+118%) since Jan 2020.
- 1 year
- Down $3,739 -1%
- $417,775$414,035 since Sep 2025
- 5 years
- Up $79,352 +24%
- $334,684$414,035 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ocoee$2,173
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Ocoee, FL fell 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Ocoee, FL fell 0.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Ocoee runs $709/mo more than renting one. The gap peaked at $967 in Oct 2023.
That is $2,879 a month against $2,170 rent: a $2,173 mortgage payment, plus $262 property tax and $443 insurance & upkeep.
Owning vs renting — Ocoee
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,879
- Renting$2,170
- Mortgage only$2,173
Property tax · $262/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL
Insurance & upkeep · $443/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Ocoee, Orange County, Florida
Ocoee is a city of 47,295 people in Orange County. Half its households earn more than $98,911 a year and half less, against $79,719 across Orange County; 10% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Ocoee was 4.2% in August 2026, and Orange County had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ocoee is a city in Orange County, in the Orlando area, with a population that is relatively young for a place where so many homes are owned rather than rented. Household incomes run well above the county's, and most residents own the home they live in. Winters are mild and summers are hot, with plenty of rain through the year and no real sign of snow.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in the building trades. Among the largest workplaces in Ocoee are Orlando Health-health Central Hospit, Wayne Automatic Fire Sprinklers and Walmart. A fair number of people work from home, and the typical commute is a long one.
Things to do. Universal Studios Florida and Universal's Islands of Adventure are amusement parks a short drive away, and Camping World Stadium is a short drive away too. Walt Disney World Resort, a larger amusement park complex, is a longer drive away.
Report a mistake
- 15,588households
- 32%of adults have a degree
- 10%below the poverty line
- 30 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 71° and lows near 49°; warmest in July, with highs near 93° and lows near 73°. About 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Orlando West weather station, 5 miles away (NOAA).
Largest employers in Ocoee
- Orlando Health/Health Central Hospital2,000
- Westgate Resorts976
- Orange County Schools862
- Manheim Auto Auction751
- Publix692
- Sysco Foods491
- West Oaks Mall486
- Walmart420
From the City of Ocoee’s annual financial report for 2025, its schedule of principal employers (its source: “City of Ocoee Planning Department”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- HurricanesRelatively moderate
- HailRelatively moderate
- Tornadoesrelatively high in parts of OcoeeRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ocoee’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.
Ocoee home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ocoee$414,035
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Ocoee listings, and the typical home goes pending in 49 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ocoee31.18%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Ocoee49
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ocoee175
New listings per month
Sellers arriving at the market.
- Ocoee41
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Ocoee$417,815
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Ocoee97.91%
Zip codes with a Ocoee address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ocoee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.