Okeechobee, Florida.
Typical home $287,214 (+0.6% in a year), asking rent $1,850 . Okeechobee, FL metro.
to buy the typical home at today's mortgage rate — +$902 (+149%) since Jan 2020.
- 1 year
- Up $1,653 +1%
- $285,561$287,214 since Sep 2025
- 5 years
- Up $76,591 +36%
- $210,623$287,214 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Okeechobee$1,508
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Okeechobee, FL rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Okeechobee, Okeechobee County, Florida
Okeechobee is a city of 5,254 people in Okeechobee County. Half its households earn more than $57,044 a year and half less, against $57,984 across Okeechobee County; 16% of its people live below the poverty line. Unemployment in Okeechobee County was 5.3% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Okeechobee is a small city on the northern edge of the lake that shares its name, in the flat country of south-central Florida. Residents are somewhat older than the typical American, and household incomes sit a little below the county's. Winters are mild and summers are hot, with little or no snow and a good deal of rain across the year.
Work. Most residents work in schools, hospitals and social care, in shops, in the building trades, or in government. The largest workplaces in town include Okeechobee Schools, Raulerson Hospital and Walmart. Relatively few adults have a four-year degree, and very few work from home, so most people travel to a job each day, with a commute a little longer than a quick trip across town.
Things to do. The Kissimmee River, a short drive away, is a good place for time on the water. Okeechobee Battlefield, also a short drive away, is an archaeological site tied to the history of the area. For a longer outing, Lake Okeechobee itself is a longer drive away and is the region's best known landmark.
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- 2,053households
- 21%of adults have a degree
- 16%below the poverty line
- 26 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Okeechobee County had 12,437 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 74° and lows near 52°; warmest in July, with highs near 92° and lows near 74°. About 50 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Okeechobee weather station, 7 miles away (NOAA).
Largest workplaces in Okeechobee
- Okeechobee SchoolsSchool district760FTE
- Raulerson HospitalGeneral hospital635FTE
- WalmartWarehouse clubs and supercenters350
- Okeechobee Healthcare FacilityNursing care facilities250
- Westlake Royal Building ProductsRoofing tile, concrete, manufacturing100
- Larson DairyMilk production, dairy cattle85
- OkeechobeeMail and parcel delivery59
- Wawa SiteConvenience store41
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,323 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Inland floodingVery high
- HurricanesRelatively high
- Strong windRelatively high
- WildfireRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Okeechobee’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Okeechobee County and the Okeechobee, FL metro.
Okeechobee home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Okeechobee$287,214
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 6 Okeechobee listings, and the typical home goes pending in 58 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Okeechobee15.55%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Okeechobee58
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Okeechobee217
New listings per month
Sellers arriving at the market.
- Okeechobee38
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Okeechobee$289,185
- United States$371,407
Zip codes with a Okeechobee address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Okeechobee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Okeechobee
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34974 | Okeechobee | 23,975 | $1,762 | $275,352 |
| 34972 | Okeechobee | 20,066 | — | $310,623 |