States · Florida · Okeechobee County

Okeechobee, Florida.

Typical home $287,214 (+0.6% in a year), asking rent $1,850 . Okeechobee, FL metro.

What it costs per month · Okeechobee $1,508/mo

to buy the typical home at today's mortgage rate — +$902 (+149%) since Jan 2020.

What the home itself did
1 year
Up $1,653 +1%
$285,561$287,214 since Sep 2025
5 years
Up $76,591 +36%
$210,623$287,214 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Okeechobee $1,508 Florida $1,970 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Okeechobee$1,508
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Okeechobee, FL rose 0.6% over the past year — slower than the nation's +1.2%.

Living in Okeechobee, Okeechobee County, Florida

Okeechobee is a city of 5,254 people in Okeechobee County. Half its households earn more than $57,044 a year and half less, against $57,984 across Okeechobee County; 16% of its people live below the poverty line. Unemployment in Okeechobee County was 5.3% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 5,254 in the 2020 census; median age 38.4
Household income $57,044 the median, give or take $7,480 · Okeechobee County: $57,984
Unemployment 5.3% Okeechobee County, August 2026; 4.9% a year before
Homes Too few homes in Okeechobee for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Okeechobee is a small city on the northern edge of the lake that shares its name, in the flat country of south-central Florida. Residents are somewhat older than the typical American, and household incomes sit a little below the county's. Winters are mild and summers are hot, with little or no snow and a good deal of rain across the year.

Work. Most residents work in schools, hospitals and social care, in shops, in the building trades, or in government. The largest workplaces in town include Okeechobee Schools, Raulerson Hospital and Walmart. Relatively few adults have a four-year degree, and very few work from home, so most people travel to a job each day, with a commute a little longer than a quick trip across town.

Things to do. The Kissimmee River, a short drive away, is a good place for time on the water. Okeechobee Battlefield, also a short drive away, is an archaeological site tied to the history of the area. For a longer outing, Lake Okeechobee itself is a longer drive away and is the region's best known landmark.

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  • 2,053households
  • 21%of adults have a degree
  • 16%below the poverty line
  • 26 mintypical commute
  • 3%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Shops (retail)18%
  • Building trades17%
  • Government13%
  • Restaurants, hotels and entertainment11%
  • Other services4%

Employed residents by industry, from the Census survey. Okeechobee County had 12,437 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 74° and 52°; warmest in July, 92° and 74° 50° 60° 70° 80° 90° 100° J 74° 52° F M A M J J 92° 74° A S O N D
Average daily high and low for each month: coldest in January, 74° and 52°; warmest in July, 92° and 74° 50° 60° 70° 80° 90° 100° J 74° 52° F M A M J J 92° 74° A S O N D

Coldest in January, with highs near 74° and lows near 52°; warmest in July, with highs near 92° and lows near 74°. About 50 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Okeechobee weather station, 7 miles away (NOAA).

Largest workplaces in Okeechobee

  1. Okeechobee SchoolsSchool district760FTE
  2. Raulerson HospitalGeneral hospital635FTE
  3. WalmartWarehouse clubs and supercenters350
  4. Okeechobee Healthcare FacilityNursing care facilities250
  5. Westlake Royal Building ProductsRoofing tile, concrete, manufacturing100
  6. Larson DairyMilk production, dairy cattle85
  7. OkeechobeeMail and parcel delivery59
  8. Wawa SiteConvenience store41

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,323 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Inland floodingVery high
  3. HurricanesRelatively high
  4. Strong windRelatively high
  5. WildfireRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Okeechobee’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Okeechobee County and the Okeechobee, FL metro.

Okeechobee home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Okeechobee $287,214 Florida $375,361 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Okeechobee$287,214
  • Florida$375,361
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Okeechobee listings, and the typical home goes pending in 58 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Okeechobee 15.55% United States 26.90%
10% 15% 20% 25% 2018 2022 2026
  • Okeechobee15.55%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

20 40 60 80 2026 Okeechobee 58 United States 27
20 40 60 80 2026
  • Okeechobee58
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 150 200 2018 2019 2020 2021 2022 2023 2024 2025 2026 Okeechobee 217
100 150 200 2018 2022 2026
  • Okeechobee217

New listings per month

Sellers arriving at the market.

30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Okeechobee 38
30 40 50 2018 2022 2026
  • Okeechobee38

Median sale price

What buyers actually paid — closed sales, not asking prices.

$150,000 $200,000 $250,000 $300,000 $350,000 2019 2020 2021 2022 2023 2024 2025 2026 Okeechobee $289,185 United States $371,407
$150,000 $200,000 $250,000 $300,000 $350,000 2020 2022 2024 2026
  • Okeechobee$289,185
  • United States$371,407

Zip codes with a Okeechobee address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Okeechobee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Okeechobee