Olive Branch, Mississippi.
Typical home $333,616 (+1.0% in a year), asking rent $1,829 (-0.1%). Memphis, TN-MS-AR metro.
to buy the typical home at today's mortgage rate — +$862 (+97%) since Jan 2020.
- 1 year
- Up $3,277 +1%
- $330,339$333,616 since Sep 2025
- 5 years
- Up $41,567 +14%
- $292,048$333,616 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Olive Branch$1,751
- Mississippi$1,021
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Olive Branch, MS rose 1.0% over the past year — in step with the nation.
Asking rents in Olive Branch, MS fell 0.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Olive Branch runs $446/mo more than renting one. The gap peaked at $693 in Oct 2023.
That is $2,275 a month against $1,829 rent: a $1,751 mortgage payment, plus $166 property tax and $357 insurance & upkeep.
Owning vs renting — Olive Branch
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,275
- Renting$1,829
- Mortgage only$1,751
Property tax · $166/mo 0.60% of value a year — the ACS 2020-2024 median bill over the median home value for DeSoto County, MS
Insurance & upkeep · $357/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Olive Branch, DeSoto County, Mississippi
Olive Branch is a city of 39,711 people in DeSoto County. Half its households earn more than $100,606 a year and half less, against $85,297 across DeSoto County; 5% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Olive Branch was 2.9% in August 2026, and DeSoto County had 0.8% more jobs in 2025 than the year before. The most residents work in transport and warehouses, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Olive Branch is a city in DeSoto County, Mississippi, with households that earn more than across the county and a small share living below the poverty line. Most homes are lived in by their owners, and typical home values and rents are on the high side. Residents are somewhere in the middle of the age range, and a good number of adults hold a four-year degree.
Work. Many residents work in transport, warehouses and utilities, with others in schools, hospitals and social care, in manufacturing, and in shops. FedEx, Hyve Solutions and Williams-Sonoma Direct are among the largest workplaces in Olive Branch. Unemployment is a little lower than it was a year ago, and the typical commute is short enough to be part of an ordinary day.
Things to do. Most outings head toward Memphis, a longer drive away. The Memphis Zoo is a zoo, the Blues Hall of Fame is a museum, and the National Civil Rights Museum is another museum well worth the trip. Winters are cool with very little snow, summers are hot, and rain falls throughout the year, so indoor museums suit many days.
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- 17,181households
- 31%of adults have a degree
- 5%below the poverty line
- 24 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. DeSoto County had 73,213 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 31°; warmest in August, with highs near 92° and lows near 70°. About 2 inches of snow and 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Olive Branch weather station, under a mile away (NOAA).
Largest workplaces in Olive Branch
- FedExCourier and express delivery services2,253
- Hyve SolutionsComputer servers manufacturing1,043
- WalmartGeneral warehousing and storage771
- McKesson Corporation PHARMA NATIONAL REDISTRIBUTION CENTERDrugs, proprietaries and sundries767
- SIMOS Insourcing SolutionsStaffing508
- Williams-Sonoma Direct, Inc. DCOLIVE01General warehousing and storage492
- WalmartWarehouse clubs and supercenters396
- SIMOS Insourcing SolutionsStaffing277
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 62 workplaces with 20 or more staff, 11,537 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Heat wavesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Earthquakesrelatively high in parts of Olive BranchRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Olive Branch’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeSoto County and the Memphis, TN-MS-AR metro.
Olive Branch home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Olive Branch$333,616
- Mississippi$194,531
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Olive Branch listings, and the typical home goes pending in 38 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Olive Branch35.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Olive Branch38
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Olive Branch305
New listings per month
Sellers arriving at the market.
- Olive Branch71
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Olive Branch$336,142
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Olive Branch98.92%
Zip codes with a Olive Branch address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Olive Branch — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.